Moscow, ID—83843
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moscow, ID
As of Oct '25, the median home price in Moscow, ID is $473,000, with a year-over-year change of 2.4%. This indicates that home prices in Moscow, ID are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $473,000 | 2.4% |
| Single Family | $482,000 | 2.3% |
| Condos | $284,000 | 4.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $332,000 | 2.5% |
3 Bed | $425,000 | 2.2% |
4 Bed | $532,000 | 2.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Moscow, ID
As of July '25, Rentcast reports the average rent in Moscow, ID is $1,600, with a year-over-year rent change of 32.2%. Per bedroom, the median rent as of July '25 in Moscow, ID is 1-bedrooms: $1,050, 2-bedrooms: $1,460, 3-bedrooms: $1,870, 4-bedrooms: $2,340. The most common rental property sizes in Moscow, ID are 2-bedroom and 3-bedroom, accounting for 49.2% and 21.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $950 | $1,050 |
| 2 Bed Rent | $1,500 | $1,460 |
| 3 Bed Rent | $1,840 | $1,870 |
| 4 Bed Rent | $2,200 | $2,340 |
% of Rental Stock
Property Listings — Moscow, ID
As of Oct '25, Realtor.com reports that the median days on market for a home in Moscow, ID is 67. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $504,000 | -7.0% |
Listing Count | 85 | 10.0% |
| Listings as % of Homes | 0.3% | 10.0% |
Days on Market | 67 | 4.0% |
Demographics — Moscow, ID
As of the latest ACS Survey released in 2023, Moscow, ID has a population of 25,400, which has decreased by -5.2% over the past 5 years. Moscow, ID is a moderately popular place for families, as children make up 19.1% of the population. The area has a highly educated workforce, with 52.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 25,400 | -5.2% |
% Under 18 | 19.1% | 9.1% |
% Seniors | 13.0% | 20.4% |
% WFH | 10.1% | 134.9% |
% w/ College Degree | 52.4% | -5.1% |
As of the latest ACS Survey released in 2023, Moscow, ID is a predominantly white area, with 84.4% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Moscow, ID is hispanic, making up 4.8% of the population. Foreign-born residents account for 5.2% of the population in Moscow, ID, and this percentage has decreased by 32.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.4% | -4.1% |
% Black | 1.3% | 30.0% |
% Hispanic | 4.8% | -5.9% |
% Asian | 2.6% | -10.3% |
% Foreign Born | 5.2% | -32.5% |
Mortgage and Risk — Moscow, ID
According to HUD data as of 2023, there were 330 mortgage originations in Moscow, ID, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Moscow, ID. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 330 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Moscow, ID
Moscow, ID lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 243 |
Total Units Section 8 | 230 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 82.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$170 | $950 | $780 |
| 2 Bedroom | -$570 | $1,500 | $930 |
| 3 Bedroom | -$530 | $1,840 | $1,310 |
| 4 Bedroom | -$620 | $2,200 | $1,580 |
Affordability — Moscow, ID
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.4 |
| Median Home Price | $473,000 |
| Median Household Income | $59,900 |