Kaysville, UT84037

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$686,000
3.3% YoY Growth
Median Household Income
$130,000
35.8% 5-Year Growth
Days on Market
51
9.0% Shorter than last year
Home Price Forecast
1.7%
Median Rent
$2,080
2.9% YoY Growth
1-Bed Rent
$850
N/A
2-Bed Rent
$1,300
9.6% YoY Growth
3-Bed Rent
$2,080
16.6% YoY Growth

Property Listings — Kaysville, UT

As of Oct '25, Realtor.com reports that the median days on market for a home in Kaysville, UT is 51. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 47.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$750,0001.0%
Listing Count
9833.0%
Listings as % of Homes0.7%33.0%
Days on Market
51-9.0%
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Demographics — Kaysville, UT

As of the latest ACS Survey released in 2023, Kaysville, UT has a population of 39,300, which has increased by 3.3% over the past 5 years. Kaysville, UT is a popular place for families, as children make up 34.9% of the population. The area has a highly educated workforce, with 50.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
39,3003.3%
% Under 18
34.9%-1.1%
% Seniors
11.8%15.7%
% WFH
21.3%173.1%
% w/ College Degree
50.5%3.7%
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As of the latest ACS Survey released in 2023, Kaysville, UT is a predominantly white area, with 89.2% of the population identifying as white. The white population has shrunk by 5.2% in the last 5 years. The second most common race or ethnicity in Kaysville, UT is hispanic, making up 5.0% of the population. Foreign-born residents account for 2.7% of the population in Kaysville, UT, and this percentage has increased by 22.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.2%-5.2%
% Black
0.5%66.7%
% Hispanic
5.0%47.1%
% Asian
1.2%50.0%
% Foreign Born
2.7%22.7%
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Mortgage and Risk — Kaysville, UT

According to HUD data as of 2023, there were 963 mortgage originations in Kaysville, UT, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Kaysville, UT. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
963
% Conventional Loans
91.0%
% Government Loans
9.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Kaysville, UT

As of 2024, the percent of homes in Kaysville, UT under the Section 8 program is 9.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Kaysville, UT, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
119
Total Units Section 8
119
% Rentals under Section 8
9.6%
% Occupied Section 8
89.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$500$850$1,350
2 Bedroom$370$1,300$1,670
3 Bedroom$160$2,080$2,240
4 Bedroom$110$2,600$2,710

Affordability — Kaysville, UT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.9
Median Home Price$686,000
Median Household Income$130,000

Kaysville, UT — ZIP Code Boundary Map

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Frequently Asked Questions