Oakley, UT—84055
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oakley, UT
As of Oct '25, the median home price in Oakley, UT is $710,000, with a year-over-year change of 3.6%. This indicates that home prices in Oakley, UT are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $710,000 | 3.7% |
| Single Family | $708,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oakley, UT
Oakley, UT lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oakley, UT
As of Oct '25, Realtor.com reports that the median days on market for a home in Oakley, UT is 77. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $840,000 | -32.0% |
Listing Count | 48 | -2.0% |
| Listings as % of Homes | 0.5% | -2.0% |
Days on Market | 77 | -11.0% |
Demographics — Oakley, UT
As of the latest ACS Survey released in 2023, Oakley, UT has a population of 1,800, which has increased by 29.8% over the past 5 years. Oakley, UT is a popular place for families, as children make up 29.5% of the population. The area has a moderately educated workforce, with 36.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,800 | 29.8% |
% Under 18 | 29.5% | 11.3% |
% Seniors | 12.9% | 31.6% |
% WFH | 15.5% | 112.3% |
% w/ College Degree | 36.2% | 28.4% |
As of the latest ACS Survey released in 2023, Oakley, UT is a predominantly white area, with 92.9% of the population identifying as white. The white population has grown by 6.5% in the last 5 years. The second most common race or ethnicity in Oakley, UT is hispanic, making up 7.1% of the population. Foreign-born residents account for 3.2% of the population in Oakley, UT, and this percentage has decreased by 59.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.9% | 6.5% |
% Black | 1.0% | ∞% |
% Hispanic | 7.1% | -44.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 3.2% | -59.0% |
Mortgage and Risk — Oakley, UT
According to HUD data as of 2023, there were 20 mortgage originations in Oakley, UT, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Oakley, UT. Investor activity is low, as 10.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 20 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 10.0% |
% Second Loans | 45.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Oakley, UT
Oakley, UT lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,260 |
| 2 Bedroom | N/A | N/A | $1,630 |
| 3 Bedroom | N/A | N/A | $2,100 |
| 4 Bedroom | N/A | N/A | $2,280 |
Affordability — Oakley, UT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $710,000 |
| Median Household Income | $100,000 |