Roy, UT84067

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$428,000
1.6% YoY Growth
Median Household Income
$90,900
32.8% 5-Year Growth
Days on Market
56
6.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$1,840
3.4% YoY Growth
1-Bed Rent
$1,500
63.7% YoY Growth
2-Bed Rent
$1,240
0.0% YoY Growth
3-Bed Rent
$2,200
10.5% YoY Growth

Property Listings — Roy, UT

As of Oct '25, Realtor.com reports that the median days on market for a home in Roy, UT is 56. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 53.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$438,0001.0%
Listing Count
1486.0%
Listings as % of Homes0.7%6.0%
Days on Market
566.0%
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Demographics — Roy, UT

As of the latest ACS Survey released in 2023, Roy, UT has a population of 38,800, which has remained stable by -0.7% over the past 5 years. Roy, UT is a popular place for families, as children make up 27.4% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,800-0.7%
% Under 18
27.4%-12.7%
% Seniors
11.4%18.8%
% WFH
15.0%257.1%
% w/ College Degree
23.1%19.7%
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As of the latest ACS Survey released in 2023, Roy, UT is a predominantly white area, with 73.5% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Roy, UT is hispanic, making up 19.4% of the population. Foreign-born residents account for 6.1% of the population in Roy, UT, and this percentage has increased by 3.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.5%-3.0%
% Black
0.8%-20.0%
% Hispanic
19.4%19.8%
% Asian
1.7%-26.1%
% Foreign Born
6.1%3.4%
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Mortgage and Risk — Roy, UT

According to HUD data as of 2023, there were 1131 mortgage originations in Roy, UT, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Roy, UT. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,131
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Roy, UT

As of 2024, the percent of homes in Roy, UT under the Section 8 program is 5.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Roy, UT, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
85
Total Units Section 8
85
% Rentals under Section 8
5.2%
% Occupied Section 8
79.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$230$1,500$1,270
2 Bedroom$330$1,240$1,570
3 Bedroom-$90$2,200$2,110
4 Bedroom$110$2,440$2,550

Affordability — Roy, UT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$428,000
Median Household Income$90,900

Roy, UT — ZIP Code Boundary Map

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Frequently Asked Questions