Kearns, UT—84118
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kearns, UT
As of Oct '25, the median home price in Kearns, UT is $446,000, with a year-over-year change of 0.2%. This indicates that home prices in Kearns, UT are flat. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $446,000 | 0.2% |
| Single Family | $446,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $396,000 | 1.3% |
3 Bed | $421,000 | 0.0% |
4 Bed | $455,000 | 0.0% |
| 5 Bed | $491,000 | 0.0% |
% of Housing Stock
Rental Trends — Kearns, UT
As of July '25, Rentcast reports the average rent in Kearns, UT is $2,020, with a year-over-year rent change of -4.7%. Per bedroom, the median rent as of July '25 in Kearns, UT is 1-bedrooms: $1,120, 2-bedrooms: $1,480, 3-bedrooms: $1,870, 4-bedrooms: $2,500. The most common rental property sizes in Kearns, UT are 5+ bedroom and 4-bedroom, accounting for 26.9% and 25.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,020 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,120 |
| 2 Bed Rent | $1,350 | $1,480 |
| 3 Bed Rent | $1,820 | $1,870 |
| 4 Bed Rent | $2,500 | $2,500 |
% of Rental Stock
Property Listings — Kearns, UT
As of Oct '25, Realtor.com reports that the median days on market for a home in Kearns, UT is 44. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $451,000 | 0.0% |
Listing Count | 99 | 9.0% |
| Listings as % of Homes | 0.7% | 9.0% |
Days on Market | 44 | 28.0% |
Demographics — Kearns, UT
As of the latest ACS Survey released in 2023, Kearns, UT has a population of 42,000, which has decreased by -42.6% over the past 5 years. Kearns, UT is a popular place for families, as children make up 30.0% of the population. The area has a poorly educated workforce, with 13.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 42,000 | -42.6% |
% Under 18 | 30.0% | -4.2% |
% Seniors | 7.7% | -4.9% |
% WFH | 11.9% | 250.0% |
% w/ College Degree | 13.4% | -14.6% |
As of the latest ACS Survey released in 2023, Kearns, UT is a predominantly white area, with 48.9% of the population identifying as white. The white population has shrunk by 14.1% in the last 5 years. The second most common race or ethnicity in Kearns, UT is hispanic, making up 39.0% of the population. Foreign-born residents account for 17.9% of the population in Kearns, UT, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 48.9% | -14.1% |
% Black | 2.4% | 84.6% |
% Hispanic | 39.0% | 25.4% |
% Asian | 2.0% | -53.5% |
% Foreign Born | 17.9% | 0.0% |
Mortgage and Risk — Kearns, UT
According to HUD data as of 2023, there were 733 mortgage originations in Kearns, UT, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Kearns, UT. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 733 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Kearns, UT
As of 2024, the percent of homes in Kearns, UT under the Section 8 program is 5.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Kearns, UT, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 135 |
Total Units Section 8 | 116 |
% Rentals under Section 8 | 5.0% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $520 | $1,200 | $1,720 |
| 2 Bedroom | $720 | $1,350 | $2,070 |
| 3 Bedroom | $960 | $1,820 | $2,780 |
| 4 Bedroom | $660 | $2,500 | $3,160 |
Affordability — Kearns, UT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $446,000 |
| Median Household Income | $87,500 |