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Ogden, UT—84403

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$435,000
3.3% YoY Growth
Household Income
$84,600
33.6% YoY Growth
Days on Market
88
41.0% Longer YoY
Home Price Forecast
1.6%
Median Rent
$1,440
6.5% YoY Growth
1-Bed Rent
$995
5.8% YoY Growth
2-Bed Rent
$1,300
1.5% YoY Growth
3-Bed Rent
$1,840
1.7% YoY Growth

Other Zip Codes in Ogden, UT

8440484401
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Ogden, UT

As of Dec '25, the median home price in Ogden, UT is $435,000, with a year-over-year change of 3.3%. This indicates that home prices in Ogden, UT are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$435,0003.3%
Single Family $448,0003.5%
Condos $274,0001.1%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
  • $223,000
    0.0%
    2 Bed
    $303,0002.0%
    3 Bed
    $396,0003.1%
    4 Bed
    $465,0003.6%
    5 Bed $615,4915.3%
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    % of Housing Stock

    Studio
    1.0%
    1 Bedroom
    9.3%
    2 Bedrooms
    18.5%
    3 Bedrooms
    27.2%
    4 Bedrooms
    26.1%
    5+ Bedrooms
    17.9%

    Rental Trends — Ogden, UT

    As of July '25, Rentcast reports the average rent in Ogden, UT is $1,640, with a year-over-year rent change of 6.5%. Per bedroom, the median rent as of July '25 in Ogden, UT is studios: $873, 1-bedrooms: $1,020, 2-bedrooms: $1,340, 3-bedrooms: $1,830, 4-bedrooms: $2,470. The most common rental property sizes in Ogden, UT are 2-bedroom and 1-bedroom, accounting for 32.9% and 25.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,440$1,640
    Studio Rent $900$873
    1 Bed Rent $995$1,020
    2 Bed Rent $1,300$1,340
    3 Bed Rent $1,840$1,830
    4 Bed Rent $2,300$2,470
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    % of Rental Stock

    Studio
    2.0%
    1 Bedroom
    25.2%
    2 Bedrooms
    32.9%
    3 Bedrooms
    23.7%
    4 Bedrooms
    12.0%
    5+ Bedrooms
    4.2%

    Property Listings — Ogden, UT

    As of Dec '25, Realtor.com reports that the median days on market for a home in Ogden, UT is 72. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    $427,000-2.0%
    Listing Count
    13515.0%
    Listings as % of Homes0.5%15.0%
    Days on Market
    8841.0%
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    Demographics — Ogden, UT

    As of the latest ACS Survey released in 2023, Ogden, UT has a population of 37,200, which has decreased by -1.5% over the past 5 years. Ogden, UT is a moderately popular place for families, as children make up 22.9% of the population. The area has a moderately educated workforce, with 34.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    37,200-1.5%
    % Under 18
    22.9%-11.6%
    % Seniors
    14.7%20.5%
    % WFH
    12.9%130.4%
    % w/ College Degree
    34.4%6.8%
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    As of the latest ACS Survey released in 2023, Ogden, UT is a predominantly white area, with 70.6% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Ogden, UT is hispanic, making up 21.1% of the population. Foreign-born residents account for 7.9% of the population in Ogden, UT, and this percentage has decreased by 21.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    70.6%-3.4%
    % Black
    2.4%50.0%
    % Hispanic
    21.1%5.0%
    % Asian
    1.5%15.4%
    % Foreign Born
    7.9%-21.0%
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    Mortgage and Risk — Ogden, UT

    According to HUD data as of 2023, there were 895 mortgage originations in Ogden, UT, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Ogden, UT. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    895
    % Conventional Loans
    80.0%
    % Government Loans
    20.0%
    % Investor Loans
    2.0%
    % Second Loans
    1.0%
    % Cash Out Refinance
    10.0%
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    Rentals and Section 8 — Ogden, UT

    As of 2024, the percent of homes in Ogden, UT under the Section 8 program is 9.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Ogden, UT, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    415
    Total Units Section 8
    415
    % Rentals under Section 8
    9.4%
    % Occupied Section 8
    89.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$35$995$1,030
    2 Bedroom-$20$1,300$1,280
    3 Bedroom-$120$1,840$1,720
    4 Bedroom-$220$2,300$2,080

    Affordability — Ogden, UT

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.9
    Median Home Price$435,000
    Median Household Income$84,600

    Ogden, UT — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Mount Ogden Addition

    84408

    Washington Terrace, UT

    84405

    Layton, UT

    84040

    Hill Air Force Base, UT

    84056

    Ogden, UT

    84401

    Frequently Asked Questions