Ogden, UT—84403
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ogden, UT
As of Oct '25, the median home price in Ogden, UT is $437,000, with a year-over-year change of 3.1%. This indicates that home prices in Ogden, UT are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $437,000 | 3.1% |
| Single Family | $450,000 | 3.4% |
| Condos | $278,000 | 1.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $227,000 | 0.0% |
2 Bed | $306,000 | 1.7% |
3 Bed | $399,000 | 3.4% |
4 Bed | $468,000 | 3.5% |
| 5 Bed | $621,000 | 5.3% |
% of Housing Stock
Rental Trends — Ogden, UT
As of July '25, Rentcast reports the average rent in Ogden, UT is $1,640, with a year-over-year rent change of 6.5%. Per bedroom, the median rent as of July '25 in Ogden, UT is studios: $873, 1-bedrooms: $1,020, 2-bedrooms: $1,340, 3-bedrooms: $1,830, 4-bedrooms: $2,470. The most common rental property sizes in Ogden, UT are 2-bedroom and 1-bedroom, accounting for 32.9% and 25.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,440 | $1,640 |
| Studio Rent | $900 | $873 |
| 1 Bed Rent | $995 | $1,020 |
| 2 Bed Rent | $1,300 | $1,340 |
| 3 Bed Rent | $1,840 | $1,830 |
| 4 Bed Rent | $2,300 | $2,470 |
% of Rental Stock
Property Listings — Ogden, UT
As of Oct '25, Realtor.com reports that the median days on market for a home in Ogden, UT is 58. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $467,000 | 6.0% |
Listing Count | 177 | 11.0% |
| Listings as % of Homes | 0.5% | 11.0% |
Days on Market | 58 | -2.0% |
Demographics — Ogden, UT
As of the latest ACS Survey released in 2023, Ogden, UT has a population of 37,200, which has decreased by -1.5% over the past 5 years. Ogden, UT is a moderately popular place for families, as children make up 22.9% of the population. The area has a moderately educated workforce, with 34.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,200 | -1.5% |
% Under 18 | 22.9% | -11.6% |
% Seniors | 14.7% | 20.5% |
% WFH | 12.9% | 130.4% |
% w/ College Degree | 34.4% | 6.8% |
As of the latest ACS Survey released in 2023, Ogden, UT is a predominantly white area, with 70.6% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Ogden, UT is hispanic, making up 21.1% of the population. Foreign-born residents account for 7.9% of the population in Ogden, UT, and this percentage has decreased by 21.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.6% | -3.4% |
% Black | 2.4% | 50.0% |
% Hispanic | 21.1% | 5.0% |
% Asian | 1.5% | 15.4% |
% Foreign Born | 7.9% | -21.0% |
Mortgage and Risk — Ogden, UT
According to HUD data as of 2023, there were 895 mortgage originations in Ogden, UT, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Ogden, UT. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 895 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Ogden, UT
As of 2024, the percent of homes in Ogden, UT under the Section 8 program is 9.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Ogden, UT, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 415 |
Total Units Section 8 | 415 |
% Rentals under Section 8 | 9.4% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $35 | $995 | $1,030 |
| 2 Bedroom | -$20 | $1,300 | $1,280 |
| 3 Bedroom | -$120 | $1,840 | $1,720 |
| 4 Bedroom | -$220 | $2,300 | $2,080 |
Affordability — Ogden, UT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $437,000 |
| Median Household Income | $84,600 |