North Ogden, UT84414

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$538,000
4.2% YoY Growth
Median Household Income
$108,000
29.1% 5-Year Growth
Days on Market
77
14.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$1,800
3.8% YoY Growth
1-Bed Rent
$1,600
31.1% YoY Growth
2-Bed Rent
$1,300
2.8% YoY Growth
3-Bed Rent
$1,850
5.5% YoY Growth

Property Listings — North Ogden, UT

As of Oct '25, Realtor.com reports that the median days on market for a home in North Ogden, UT is 77. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$555,000-13.0%
Listing Count
17111.0%
Listings as % of Homes1.3%11.0%
Days on Market
7714.0%
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Demographics — North Ogden, UT

As of the latest ACS Survey released in 2023, North Ogden, UT has a population of 33,300, which has increased by 11.9% over the past 5 years. North Ogden, UT is a popular place for families, as children make up 30.4% of the population. The area has a moderately educated workforce, with 37.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
33,30011.9%
% Under 18
30.4%-3.2%
% Seniors
12.6%0.0%
% WFH
15.7%196.2%
% w/ College Degree
37.0%12.1%
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As of the latest ACS Survey released in 2023, North Ogden, UT is a predominantly white area, with 86.5% of the population identifying as white. The white population has shrunk by 3.9% in the last 5 years. The second most common race or ethnicity in North Ogden, UT is hispanic, making up 9.0% of the population. Foreign-born residents account for 3.4% of the population in North Ogden, UT, and this percentage has increased by 183.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.5%-3.9%
% Black
0.4%-20.0%
% Hispanic
9.0%47.5%
% Asian
1.7%240.0%
% Foreign Born
3.4%183.3%
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Mortgage and Risk — North Ogden, UT

According to HUD data as of 2023, there were 943 mortgage originations in North Ogden, UT, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in North Ogden, UT. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
943
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — North Ogden, UT

As of 2024, the percent of homes in North Ogden, UT under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in North Ogden, UT, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
22
Total Units Section 8
22
% Rentals under Section 8
1.6%
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$370$1,600$1,230
2 Bedroom$220$1,300$1,520
3 Bedroom$190$1,850$2,040
4 Bedroom$120$2,350$2,470

Affordability — North Ogden, UT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.7
Median Home Price$538,000
Median Household Income$108,000

North Ogden, UT — ZIP Code Boundary Map

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Frequently Asked Questions