Congress—85332
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Congress
Congress lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $346,000 | 0.7% |
| Single Family | $348,000 | 0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $380,000 | -0.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Congress
As of July '25, Rentcast reports the average rent in Congress is $1,750, with a year-over-year rent change of 1.2%. Per bedroom, the median rent as of July '25 in Congress is 1-bedrooms: $2,500, 3-bedrooms: $1,600. The most common rental property sizes in Congress are 3-bedroom and 1-bedroom, accounting for 67.2% and 32.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,500 | $2,500 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,600 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Congress
As of Oct '25, Realtor.com reports that the median days on market for a home in Congress is 58. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $391,000 | 1.0% |
Listing Count | 12 | 45.0% |
| Listings as % of Homes | 1.4% | 45.0% |
Days on Market | 58 | 8.0% |
Demographics — Congress
As of the latest ACS Survey released in 2023, Congress has a population of 1,780, which has increased by 5.0% over the past 5 years. Congress is a less popular place for families, as children make up 8.9% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,780 | 5.0% |
% Under 18 | 8.9% | -47.0% |
% Seniors | 66.2% | 39.7% |
% WFH | 6.2% | -70.2% |
% w/ College Degree | 19.1% | 2.7% |
As of the latest ACS Survey released in 2023, Congress is a predominantly white area, with 91.7% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Congress is hispanic, making up 1.7% of the population. Foreign-born residents account for 1.1% of the population in Congress, and this percentage has decreased by 75.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.7% | -2.1% |
% Black | 0.0% | N/A |
% Hispanic | 1.7% | -37.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.1% | -75.0% |
Mortgage and Risk — Congress
According to HUD data as of 2023, there were 92 mortgage originations in Congress, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Congress. Investor activity is low, as 1.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 92 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Congress
Congress lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,160 | $2,500 | $1,340 |
| 2 Bedroom | N/A | N/A | $1,660 |
| 3 Bedroom | $790 | $1,500 | $2,290 |
| 4 Bedroom | N/A | N/A | $2,630 |
Affordability — Congress
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $346,000 |
| Median Household Income | $57,500 |