Pine, AZ—85544
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pine, AZ
As of Oct '25, the median home price in Pine, AZ is $480,000, with a year-over-year change of -1.9%. This indicates that home prices in Pine, AZ are decreasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $480,000 | -1.9% |
| Single Family | $480,000 | -2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $408,000 | -3.5% |
3 Bed | $555,000 | -2.1% |
4 Bed | $679,000 | -1.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pine, AZ
As of July '25, Rentcast reports the average rent in Pine, AZ is $2,700, with a year-over-year rent change of -15.4%. Per bedroom, the median rent as of July '25 in Pine, AZ is 3-bedrooms: $2,700. The most common rental property sizes in Pine, AZ are 2-bedroom and 1-bedroom, accounting for 42.7% and 38.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,700 | $2,700 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,700 | $2,700 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pine, AZ
As of Oct '25, Realtor.com reports that the median days on market for a home in Pine, AZ is 110. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $573,000 | 5.0% |
Listing Count | 111 | 34.0% |
| Listings as % of Homes | 1.5% | 34.0% |
Days on Market | 110 | 15.0% |
Demographics — Pine, AZ
As of the latest ACS Survey released in 2023, Pine, AZ has a population of 2,780, which has increased by 11.8% over the past 5 years. Pine, AZ is a less popular place for families, as children make up 10.6% of the population. The area has a moderately educated workforce, with 25.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 35.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,780 | 11.8% |
% Under 18 | 10.6% | 9.3% |
% Seniors | 50.0% | -8.8% |
% WFH | 35.5% | 244.7% |
% w/ College Degree | 25.0% | -24.5% |
As of the latest ACS Survey released in 2023, Pine, AZ is a predominantly white area, with 95.8% of the population identifying as white. The white population has grown by 2.7% in the last 5 years. The second most common race or ethnicity in Pine, AZ is hispanic, making up 3.4% of the population. Foreign-born residents account for 4.9% of the population in Pine, AZ, and this percentage has decreased by 2.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.8% | 2.7% |
% Black | 0.0% | N/A |
% Hispanic | 3.4% | -19.0% |
% Asian | 0.5% | ∞% |
% Foreign Born | 4.9% | -2.0% |
Mortgage and Risk — Pine, AZ
According to HUD data as of 2023, there were 160 mortgage originations in Pine, AZ, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Pine, AZ. Investor activity is low, as 6.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 160 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 6.0% |
% Second Loans | 39.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Pine, AZ
Pine, AZ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,060 |
| 2 Bedroom | N/A | N/A | $1,390 |
| 3 Bedroom | -$800 | $2,700 | $1,900 |
| 4 Bedroom | N/A | N/A | $1,980 |
Affordability — Pine, AZ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.3 |
| Median Home Price | $480,000 |
| Median Household Income | $55,000 |