Safford, AZ—85546
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Safford, AZ
As of Oct '25, the median home price in Safford, AZ is $275,000, with a year-over-year change of 4.5%. This indicates that home prices in Safford, AZ are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $275,000 | 4.5% |
| Single Family | $275,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $281,000 | 5.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Safford, AZ
As of July '25, Rentcast reports the average rent in Safford, AZ is $1,700, with a year-over-year rent change of -12.4%. Per bedroom, the median rent as of July '25 in Safford, AZ is studios: $1,450, 1-bedrooms: $967, 2-bedrooms: $1,400, 3-bedrooms: $1,640, 4-bedrooms: $2,400. The most common rental property sizes in Safford, AZ are 3-bedroom and 2-bedroom, accounting for 36.7% and 26.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,700 |
| Studio Rent | $1,450 | $1,450 |
| 1 Bed Rent | $1,050 | $967 |
| 2 Bed Rent | $1,300 | $1,400 |
| 3 Bed Rent | $1,600 | $1,640 |
| 4 Bed Rent | $2,000 | $2,400 |
% of Rental Stock
Property Listings — Safford, AZ
As of Oct '25, Realtor.com reports that the median days on market for a home in Safford, AZ is 64. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $355,000 | 12.0% |
Listing Count | 60 | 32.0% |
| Listings as % of Homes | 0.6% | 32.0% |
Days on Market | 64 | 44.0% |
Demographics — Safford, AZ
As of the latest ACS Survey released in 2023, Safford, AZ has a population of 20,700, which has remained stable by -0.1% over the past 5 years. Safford, AZ is a moderately popular place for families, as children make up 24.5% of the population. The area has a poorly educated workforce, with 13.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,700 | -0.1% |
% Under 18 | 24.5% | -0.8% |
% Seniors | 14.4% | 1.4% |
% WFH | 5.0% | 163.2% |
% w/ College Degree | 13.1% | 0.0% |
As of the latest ACS Survey released in 2023, Safford, AZ is a predominantly white area, with 51.9% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Safford, AZ is hispanic, making up 42.6% of the population. Foreign-born residents account for 3.4% of the population in Safford, AZ, and this percentage has decreased by 29.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 51.9% | -1.9% |
% Black | 1.9% | -36.7% |
% Hispanic | 42.6% | 4.4% |
% Asian | 0.6% | -25.0% |
% Foreign Born | 3.4% | -29.2% |
Mortgage and Risk — Safford, AZ
According to HUD data as of 2023, there were 336 mortgage originations in Safford, AZ, of which 44.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Safford, AZ. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 336 |
% Conventional Loans | 44.0% |
% Government Loans | 56.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Safford, AZ
Safford, AZ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 55 |
Total Units Section 8 | 55 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 93.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$100 | $1,050 | $950 |
| 2 Bedroom | -$100 | $1,300 | $1,200 |
| 3 Bedroom | $20 | $1,600 | $1,620 |
| 4 Bedroom | $20 | $2,000 | $2,020 |
Affordability — Safford, AZ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $275,000 |
| Median Household Income | $61,900 |