Tubac—85646
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tubac
As of Oct '25, the median home price in Tubac is $504,000, with a year-over-year change of -2.8%. This indicates that home prices in Tubac are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $504,000 | -2.8% |
| Single Family | $508,000 | -3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $447,000 | -3.5% |
3 Bed | $592,000 | -2.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Tubac
As of July '25, Rentcast reports the average rent in Tubac is $4,000, with a year-over-year rent change of 37.0%. Per bedroom, the median rent as of July '25 in Tubac is 2-bedrooms: $4,000. The most common rental property sizes in Tubac are 1-bedroom and 3-bedroom, accounting for 65.6% and 34.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,000 | $4,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $4,000 | $4,000 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Tubac
As of Oct '25, Realtor.com reports that the median days on market for a home in Tubac is 160. This is a increase of 108.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $563,000 | 5.0% |
Listing Count | 57 | 17.0% |
| Listings as % of Homes | 4.9% | 17.0% |
Days on Market | 160 | 108.0% |
Demographics — Tubac
As of the latest ACS Survey released in 2023, Tubac has a population of 1,280, which has remained stable by -0.5% over the past 5 years. Tubac is a less popular place for families, as children make up 5.1% of the population. The area has a highly educated workforce, with 53.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,280 | -0.5% |
% Under 18 | 5.1% | 50.0% |
% Seniors | 64.1% | 33.0% |
% WFH | 17.5% | 116.0% |
% w/ College Degree | 53.2% | -12.8% |
As of the latest ACS Survey released in 2023, Tubac is a predominantly white area, with 75.0% of the population identifying as white. The white population has shrunk by 8.2% in the last 5 years. The second most common race or ethnicity in Tubac is hispanic, making up 19.5% of the population. Foreign-born residents account for 7.9% of the population in Tubac, and this percentage has decreased by 8.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.0% | -8.2% |
% Black | 0.0% | N/A |
% Hispanic | 19.5% | 18.2% |
% Asian | 0.0% | N/A |
% Foreign Born | 7.9% | -8.1% |
Mortgage and Risk — Tubac
According to HUD data as of 2023, there were 108 mortgage originations in Tubac, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Tubac. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 108 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 4.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Tubac
Tubac lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,270 |
| 2 Bedroom | -$2,330 | $4,000 | $1,670 |
| 3 Bedroom | N/A | N/A | $2,340 |
| 4 Bedroom | N/A | N/A | $2,350 |
Affordability — Tubac
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $504,000 |
| Median Household Income | $85,300 |