Golden Valley, AZ—86413
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Golden Valley, AZ
As of Oct '25, the median home price in Golden Valley, AZ is $228,000, with a year-over-year change of 1.2%. This indicates that home prices in Golden Valley, AZ are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $228,000 | 1.3% |
| Single Family | $228,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $177,000 | 2.9% |
3 Bed | $260,000 | 2.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Golden Valley, AZ
As of July '25, Rentcast reports the average rent in Golden Valley, AZ is $1,300, with a year-over-year rent change of -1.5%. Per bedroom, the median rent as of July '25 in Golden Valley, AZ is 2-bedrooms: $1,220, 3-bedrooms: $1,340. The most common rental property sizes in Golden Valley, AZ are 2-bedroom and 3-bedroom, accounting for 58.2% and 22.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,150 | $1,220 |
| 3 Bed Rent | $1,200 | $1,340 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Golden Valley, AZ
As of Oct '25, Realtor.com reports that the median days on market for a home in Golden Valley, AZ is 89. This is a increase of 67.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $328,000 | 9.0% |
Listing Count | 53 | 81.0% |
| Listings as % of Homes | 0.6% | 81.0% |
Days on Market | 89 | 67.0% |
Demographics — Golden Valley, AZ
As of the latest ACS Survey released in 2023, Golden Valley, AZ has a population of 12,100, which has decreased by -4.0% over the past 5 years. Golden Valley, AZ is a less popular place for families, as children make up 7.4% of the population. The area has a poorly educated workforce, with 5.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,100 | -4.0% |
% Under 18 | 7.4% | -24.5% |
% Seniors | 36.0% | 12.5% |
% WFH | 10.2% | 385.7% |
% w/ College Degree | 5.1% | -28.2% |
As of the latest ACS Survey released in 2023, Golden Valley, AZ is a predominantly white area, with 69.8% of the population identifying as white. The white population has shrunk by 11.2% in the last 5 years. The second most common race or ethnicity in Golden Valley, AZ is hispanic, making up 18.9% of the population. Foreign-born residents account for 4.6% of the population in Golden Valley, AZ, and this percentage has decreased by 30.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.8% | -11.2% |
% Black | 2.3% | 76.9% |
% Hispanic | 18.9% | 17.4% |
% Asian | 0.4% | -60.0% |
% Foreign Born | 4.6% | -30.3% |
Mortgage and Risk — Golden Valley, AZ
According to HUD data as of 2023, there were 287 mortgage originations in Golden Valley, AZ, of which 51.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Golden Valley, AZ. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 287 |
% Conventional Loans | 51.0% |
% Government Loans | 49.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Golden Valley, AZ
Golden Valley, AZ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,000 |
| 2 Bedroom | $140 | $1,150 | $1,290 |
| 3 Bedroom | $590 | $1,200 | $1,790 |
| 4 Bedroom | N/A | N/A | $1,990 |
Affordability — Golden Valley, AZ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $228,000 |
| Median Household Income | $42,800 |