Topock, AZ—86436
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Topock, AZ
As of Oct '25, the median home price in Topock, AZ is $247,000, with a year-over-year change of 0.4%. This indicates that home prices in Topock, AZ are flat. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $247,000 | 0.4% |
| Single Family | $247,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Topock, AZ
Topock, AZ lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Topock, AZ
As of Oct '25, Realtor.com reports that the median days on market for a home in Topock, AZ is 140. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $289,000 | 5.0% |
Listing Count | 13 | 83.0% |
| Listings as % of Homes | 0.5% | 83.0% |
Days on Market | 140 | -13.0% |
Demographics — Topock, AZ
As of the latest ACS Survey released in 2023, Topock, AZ has a population of 1,320, which has increased by 22.2% over the past 5 years. Topock, AZ is a less popular place for families, as children make up 0.0% of the population. The area has a poorly educated workforce, with 19.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,320 | 22.2% |
% Under 18 | 0.0% | -100.0% |
% Seniors | 56.9% | 78.4% |
% WFH | 0.0% | N/A |
% w/ College Degree | 19.6% | 94.1% |
Topock, AZ lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | -4.2% |
% Black | 0.0% | N/A |
% Hispanic | 5.3% | 76.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Topock, AZ
According to HUD data as of 2023, there were 56 mortgage originations in Topock, AZ, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Topock, AZ. Investor activity is low, as 5.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 56 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 5.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Topock, AZ
Topock, AZ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,090 |
| 2 Bedroom | N/A | N/A | $1,390 |
| 3 Bedroom | N/A | N/A | $1,910 |
| 4 Bedroom | N/A | N/A | $2,170 |
Affordability — Topock, AZ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $247,000 |
| Median Household Income | $60,900 |