El Rito, NM87556

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$316,000
N/A
Median Household Income
$45,200
40.5% 5-Year Growth
Days on Market
93
11.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in El Rito, NM

Property Listings — El Rito, NM

As of Oct '25, Realtor.com reports that the median days on market for a home in El Rito, NM is 93. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$316,000-18.0%
Listing Count
1887.0%
Listings as % of HomesN/A87.0%
Days on Market
93-11.0%
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Demographics — El Rito, NM

As of the latest ACS Survey released in 2023, El Rito, NM has a population of 2,430, which has increased by 2.3% over the past 5 years. El Rito, NM is a moderately popular place for families, as children make up 15.7% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,4302.3%
% Under 18
15.7%-28.6%
% Seniors
30.3%18.8%
% WFH
19.5%134.9%
% w/ College Degree
19.5%-1.5%
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As of the latest ACS Survey released in 2023, El Rito, NM is a predominantly hispanic area, with 72.0% of the population identifying as hispanic. The hispanic population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in El Rito, NM is white, making up 25.8% of the population. Foreign-born residents account for 5.9% of the population in El Rito, NM, and this percentage has increased by 883.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
25.8%-5.5%
% Black
0.2%∞%
% Hispanic
72.0%-0.7%
% Asian
1.6%∞%
% Foreign Born
5.9%883.3%
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Mortgage and Risk — El Rito, NM

According to HUD data as of 2023, there were 29 mortgage originations in El Rito, NM, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in El Rito, NM. Investor activity is low, as 7.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
29
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
7.0%
% Second Loans
21.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — El Rito, NM

El Rito, NM lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
39
Total Units Section 8
21
% Rentals under Section 8
N/A
% Occupied Section 8
69.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$830
2 BedroomN/AN/A$950
3 BedroomN/AN/A$1,240
4 BedroomN/AN/A$1,610

Affordability — El Rito, NM

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income RatioN/A
Median Home PriceN/A
Median Household Income$45,200

El Rito, NM — ZIP Code Boundary Map

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Frequently Asked Questions