Roswell, NM—88201
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Roswell, NM
Home Price Trends — Roswell, NM
As of Oct '25, the median home price in Roswell, NM is $223,000, with a year-over-year change of 0.6%. This indicates that home prices in Roswell, NM are flat. According to Zillow, the 1-year price projection is -1.8%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $223,000 | 0.6% |
| Single Family | $223,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $159,000 | 1.3% |
3 Bed | $249,000 | 3.3% |
4 Bed | $368,000 | 2.5% |
| 5 Bed | $438,000 | 0.5% |
% of Housing Stock
Rental Trends — Roswell, NM
As of July '25, Rentcast reports the average rent in Roswell, NM is $1,430, with a year-over-year rent change of -4.7%. Per bedroom, the median rent as of July '25 in Roswell, NM is 1-bedrooms: $799, 2-bedrooms: $1,250, 3-bedrooms: $1,690, 4-bedrooms: $2,720. The most common rental property sizes in Roswell, NM are 2-bedroom and 3-bedroom, accounting for 48.1% and 33.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,430 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $799 |
| 2 Bed Rent | $1,250 | $1,250 |
| 3 Bed Rent | $1,500 | $1,690 |
| 4 Bed Rent | $2,150 | $2,720 |
% of Rental Stock
Property Listings — Roswell, NM
As of Oct '25, Realtor.com reports that the median days on market for a home in Roswell, NM is 72. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $297,000 | -8.0% |
Listing Count | 150 | -7.0% |
| Listings as % of Homes | 0.8% | -7.0% |
Days on Market | 72 | -16.0% |
Demographics — Roswell, NM
As of the latest ACS Survey released in 2023, Roswell, NM has a population of 27,700, which has increased by 4.4% over the past 5 years. Roswell, NM is a moderately popular place for families, as children make up 24.4% of the population. The area has a moderately educated workforce, with 27.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,700 | 4.4% |
% Under 18 | 24.4% | -5.4% |
% Seniors | 17.8% | -8.7% |
% WFH | 6.2% | 47.6% |
% w/ College Degree | 27.8% | 6.1% |
As of the latest ACS Survey released in 2023, Roswell, NM is a predominantly hispanic area, with 49.5% of the population identifying as hispanic. The hispanic population has grown by 17.0% in the last 5 years. The second most common race or ethnicity in Roswell, NM is white, making up 44.5% of the population. Foreign-born residents account for 8.8% of the population in Roswell, NM, and this percentage has decreased by 1.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.5% | -17.6% |
% Black | 1.4% | 75.0% |
% Hispanic | 49.5% | 17.0% |
% Asian | 2.6% | 100.0% |
% Foreign Born | 8.8% | -1.1% |
Mortgage and Risk — Roswell, NM
According to HUD data as of 2023, there were 371 mortgage originations in Roswell, NM, of which 55.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Roswell, NM. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 371 |
% Conventional Loans | 55.0% |
% Government Loans | 45.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Roswell, NM
Roswell, NM lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 430 |
Total Units Section 8 | 410 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 64.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$50 | $850 | $800 |
| 2 Bedroom | -$220 | $1,250 | $1,030 |
| 3 Bedroom | -$170 | $1,500 | $1,330 |
| 4 Bedroom | -$620 | $2,150 | $1,530 |
Affordability — Roswell, NM
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $223,000 |
| Median Household Income | $62,800 |