Carlsbad, NM88220

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$231,000
0.5% YoY Growth
Median Household Income
$79,700
17.9% 5-Year Growth
Days on Market
48
5.0% Shorter than last year
Home Price Forecast
-2.9%
Median Rent
$2,500
29.2% YoY Growth
1-Bed Rent
$2,400
26.5% YoY Growth
2-Bed Rent
$2,200
19.9% YoY Growth
3-Bed Rent
$2,700
28.8% YoY Growth

Property Listings — Carlsbad, NM

As of Oct '25, Realtor.com reports that the median days on market for a home in Carlsbad, NM is 48. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$295,00012.0%
Listing Count
1528.0%
Listings as % of Homes0.6%8.0%
Days on Market
48-5.0%
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Demographics — Carlsbad, NM

As of the latest ACS Survey released in 2023, Carlsbad, NM has a population of 40,200, which has increased by 9.4% over the past 5 years. Carlsbad, NM is a moderately popular place for families, as children make up 24.0% of the population. The area has a poorly educated workforce, with 20.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
40,2009.4%
% Under 18
24.0%-2.8%
% Seniors
16.0%15.1%
% WFH
6.4%300.0%
% w/ College Degree
20.4%22.2%
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As of the latest ACS Survey released in 2023, Carlsbad, NM is a predominantly hispanic area, with 48.1% of the population identifying as hispanic. The hispanic population has grown by 3.4% in the last 5 years. The second most common race or ethnicity in Carlsbad, NM is white, making up 45.9% of the population. Foreign-born residents account for 5.9% of the population in Carlsbad, NM, and this percentage has increased by 11.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
45.9%-7.1%
% Black
2.2%22.2%
% Hispanic
48.1%3.4%
% Asian
0.7%16.7%
% Foreign Born
5.9%11.3%
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Mortgage and Risk — Carlsbad, NM

According to HUD data as of 2023, there were 537 mortgage originations in Carlsbad, NM, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Carlsbad, NM. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
537
% Conventional Loans
56.0%
% Government Loans
44.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Carlsbad, NM

Carlsbad, NM lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
336
Total Units Section 8
313
% Rentals under Section 8
N/A
% Occupied Section 8
87.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$1,420$2,400$980
2 Bedroom-$1,120$2,200$1,080
3 Bedroom-$1,270$2,700$1,430
4 Bedroom-$1,510$3,000$1,490

Affordability — Carlsbad, NM

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$231,000
Median Household Income$79,700

Carlsbad, NM — ZIP Code Boundary Map

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Frequently Asked Questions