Commerce, CA—90040
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Commerce, CA
As of Oct '25, the median home price in Commerce, CA is $680,000, with a year-over-year change of -1.9%. This indicates that home prices in Commerce, CA are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $680,000 | -1.9% |
| Single Family | $680,000 | -2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $610,000 | -1.1% |
3 Bed | $698,000 | -2.1% |
4 Bed | $765,000 | -2.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Commerce, CA
Commerce, CA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,570 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,100 | $2,100 |
| 2 Bed Rent | $2,500 | $2,500 |
| 3 Bed Rent | $3,100 | $3,100 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Commerce, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Commerce, CA is 67. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $717,000 | -2.0% |
Listing Count | 6 | 12.0% |
| Listings as % of Homes | 0.3% | 12.0% |
Days on Market | 67 | 46.0% |
Demographics — Commerce, CA
As of the latest ACS Survey released in 2023, Commerce, CA has a population of 11,700, which has decreased by -7.6% over the past 5 years. Commerce, CA is a moderately popular place for families, as children make up 22.3% of the population. The area has a poorly educated workforce, with 11.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,700 | -7.6% |
% Under 18 | 22.3% | -10.1% |
% Seniors | 18.2% | 28.2% |
% WFH | 7.8% | 151.6% |
% w/ College Degree | 11.7% | 18.2% |
As of the latest ACS Survey released in 2023, Commerce, CA is a predominantly hispanic area, with 94.2% of the population identifying as hispanic. The hispanic population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Commerce, CA is white, making up 2.6% of the population. Foreign-born residents account for 35.9% of the population in Commerce, CA, and this percentage has increased by 8.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 2.6% | 100.0% |
% Black | 0.7% | -56.2% |
% Hispanic | 94.2% | -1.2% |
% Asian | 1.9% | 216.7% |
% Foreign Born | 35.9% | 8.8% |
Mortgage and Risk — Commerce, CA
According to HUD data as of 2023, there were 91 mortgage originations in Commerce, CA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Commerce, CA. Investor activity is low, as 5.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 91 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Commerce, CA
Commerce, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 333 |
Total Units Section 8 | 305 |
% Rentals under Section 8 | 20.7% |
% Occupied Section 8 | 92.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$290 | $2,100 | $1,810 |
| 2 Bedroom | -$210 | $2,500 | $2,290 |
| 3 Bedroom | -$160 | $3,100 | $2,940 |
| 4 Bedroom | N/A | N/A | $3,240 |
Affordability — Commerce, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.1 |
| Median Home Price | $680,000 |
| Median Household Income | $70,900 |