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Thousand Oaks, CA—91320

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$990,000
1.6% YoY Growth
Household Income
$151,000
31.1% YoY Growth
Days on Market
58
21.0% Longer YoY
Home Price Forecast
0.7%
Median Rent
$4,200
1.5% YoY Growth
1-Bed Rent
$2,120
4.3% YoY Growth
2-Bed Rent
$2,750
3.1% YoY Growth
3-Bed Rent
$4,000
4.0% YoY Growth

Other Zip Codes in Thousand Oaks, CA

9136091362
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Thousand Oaks, CA

As of Dec '25, the median home price in Thousand Oaks, CA is $990,000, with a year-over-year change of -1.6%. This indicates that home prices in Thousand Oaks, CA are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$990,000-1.6%
Single Family $1,018,000-1.4%
Condos $576,000-1.5%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$453,000-4.0%
    3 Bed
    		$885,000-1.0%
    4 Bed
    		$1,078,000-1.1%
    5 Bed $1,435,191-0.1%
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    % of Housing Stock

    Studio
    0.2%
    1 Bedroom
    3.1%
    2 Bedrooms
    15.6%
    3 Bedrooms
    35.5%
    4 Bedrooms
    37.4%
    5+ Bedrooms
    8.3%

    Rental Trends — Thousand Oaks, CA

    As of July '25, Rentcast reports the average rent in Thousand Oaks, CA is $4,560, with a year-over-year rent change of -1.5%. Per bedroom, the median rent as of July '25 in Thousand Oaks, CA is studios: $2,140, 1-bedrooms: $2,220, 2-bedrooms: $2,840, 3-bedrooms: $4,140, 4-bedrooms: $5,200. The most common rental property sizes in Thousand Oaks, CA are 2-bedroom and 3-bedroom, accounting for 36.2% and 32.1% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$4,200$4,560
    Studio Rent $2,000$2,140
    1 Bed Rent $2,120$2,220
    2 Bed Rent $2,750$2,840
    3 Bed Rent $4,000$4,140
    4 Bed Rent $5,150$5,200
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    % of Rental Stock

    Studio
    0.5%
    1 Bedroom
    10.7%
    2 Bedrooms
    36.2%
    3 Bedrooms
    32.1%
    4 Bedrooms
    17.3%
    5+ Bedrooms
    3.2%

    Property Listings — Thousand Oaks, CA

    As of Dec '25, Realtor.com reports that the median days on market for a home in Thousand Oaks, CA is 46. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$980,000-9.0%
    Listing Count
    		9247.0%
    Listings as % of Homes0.3%47.0%
    Days on Market
    		5821.0%
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    Demographics — Thousand Oaks, CA

    As of the latest ACS Survey released in 2023, Thousand Oaks, CA has a population of 43,600, which has decreased by -4.2% over the past 5 years. Thousand Oaks, CA is a moderately popular place for families, as children make up 22.6% of the population. The area has a highly educated workforce, with 53.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		43,600-4.2%
    % Under 18
    		22.6%-11.4%
    % Seniors
    		18.4%21.9%
    % WFH
    		23.8%186.7%
    % w/ College Degree
    		53.3%6.4%
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    As of the latest ACS Survey released in 2023, Thousand Oaks, CA is a predominantly white area, with 62.6% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in Thousand Oaks, CA is hispanic, making up 18.5% of the population. Foreign-born residents account for 19.3% of the population in Thousand Oaks, CA, and this percentage has increased by 6.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		62.6%-7.1%
    % Black
    		2.4%118.2%
    % Hispanic
    		18.5%10.8%
    % Asian
    		11.5%-2.5%
    % Foreign Born
    		19.3%6.0%
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    Mortgage and Risk — Thousand Oaks, CA

    According to HUD data as of 2023, there were 553 mortgage originations in Thousand Oaks, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Thousand Oaks, CA. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		553
    % Conventional Loans
    		93.0%
    % Government Loans
    		7.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		14.0%
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    Rentals and Section 8 — Thousand Oaks, CA

    As of 2024, the percent of homes in Thousand Oaks, CA under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Thousand Oaks, CA, because HUD payments exceed market rent, while 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		84
    Total Units Section 8
    		84
    % Rentals under Section 8
    		2.2%
    % Occupied Section 8
    		90.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$500$2,120$2,620
    2 Bedroom$380$2,750$3,130
    3 Bedroom$270$4,000$4,270
    4 Bedroom-$180$5,150$4,970

    Affordability — Thousand Oaks, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio6.1
    Median Home Price$990,000
    Median Household Income$151,000

    Thousand Oaks, CA — ZIP Code Boundary Map

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    Frequently Asked Questions