Rancho Cucamonga, CA—91737
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rancho Cucamonga, CA
As of Oct '25, the median home price in Rancho Cucamonga, CA is $931,000, with a year-over-year change of 1.4%. This indicates that home prices in Rancho Cucamonga, CA are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $931,000 | 1.4% |
| Single Family | $958,000 | 1.3% |
| Condos | $416,000 | -3.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $326,000 | -6.1% |
2 Bed | $449,000 | -2.8% |
3 Bed | $773,000 | -0.1% |
4 Bed | $977,000 | 1.7% |
| 5 Bed | $1,539,000 | 1.7% |
% of Housing Stock
Rental Trends — Rancho Cucamonga, CA
As of July '25, Rentcast reports the average rent in Rancho Cucamonga, CA is $3,370, with a year-over-year rent change of -0.6%. Per bedroom, the median rent as of July '25 in Rancho Cucamonga, CA is 1-bedrooms: $2,020, 2-bedrooms: $2,560, 3-bedrooms: $3,270, 4-bedrooms: $4,080. The most common rental property sizes in Rancho Cucamonga, CA are 2-bedroom and 1-bedroom, accounting for 42.7% and 21.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,100 | $3,370 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,020 | $2,020 |
| 2 Bed Rent | $2,400 | $2,560 |
| 3 Bed Rent | $3,200 | $3,270 |
| 4 Bed Rent | $3,700 | $4,080 |
% of Rental Stock
Property Listings — Rancho Cucamonga, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Cucamonga, CA is 77. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,150,000 | -18.0% |
Listing Count | 68 | 25.0% |
| Listings as % of Homes | 0.5% | 25.0% |
Days on Market | 77 | 39.0% |
Demographics — Rancho Cucamonga, CA
As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA has a population of 22,800, which has decreased by -10.0% over the past 5 years. Rancho Cucamonga, CA is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 41.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,800 | -10.0% |
% Under 18 | 20.4% | -13.2% |
% Seniors | 18.7% | 42.7% |
% WFH | 10.6% | 92.7% |
% w/ College Degree | 41.0% | 13.3% |
As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA is a predominantly white area, with 42.1% of the population identifying as white. The white population has shrunk by 11.0% in the last 5 years. The second most common race or ethnicity in Rancho Cucamonga, CA is hispanic, making up 32.9% of the population. Foreign-born residents account for 18.3% of the population in Rancho Cucamonga, CA, and this percentage has decreased by 11.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 42.1% | -11.0% |
% Black | 6.1% | 24.5% |
% Hispanic | 32.9% | 4.1% |
% Asian | 14.8% | 21.3% |
% Foreign Born | 18.3% | -11.6% |
Mortgage and Risk — Rancho Cucamonga, CA
According to HUD data as of 2023, there were 174 mortgage originations in Rancho Cucamonga, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Rancho Cucamonga, CA. Investor activity is low, as 2.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 174 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Rancho Cucamonga, CA
As of 2024, the percent of homes in Rancho Cucamonga, CA under the Section 8 program is 7.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rancho Cucamonga, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 198 |
Total Units Section 8 | 198 |
% Rentals under Section 8 | 7.9% |
% Occupied Section 8 | 82.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $620 | $2,020 | $2,640 |
| 2 Bedroom | $890 | $2,400 | $3,290 |
| 3 Bedroom | $1,190 | $3,200 | $4,390 |
| 4 Bedroom | $1,640 | $3,700 | $5,340 |
Affordability — Rancho Cucamonga, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.2 |
| Median Home Price | $931,000 |
| Median Household Income | $117,000 |