Rancho Cucamonga, CA91737

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$931,000
1.4% YoY Growth
Median Household Income
$117,000
10.9% 5-Year Growth
Days on Market
77
39.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$3,100
0.6% YoY Growth
1-Bed Rent
$2,020
15.4% YoY Growth
2-Bed Rent
$2,400
2.8% YoY Growth
3-Bed Rent
$3,200
2.7% YoY Growth

Other Zip Codes in Rancho Cucamonga, CA

Property Listings — Rancho Cucamonga, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Cucamonga, CA is 77. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,150,000-18.0%
Listing Count
6825.0%
Listings as % of Homes0.5%25.0%
Days on Market
7739.0%
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Demographics — Rancho Cucamonga, CA

As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA has a population of 22,800, which has decreased by -10.0% over the past 5 years. Rancho Cucamonga, CA is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 41.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,800-10.0%
% Under 18
20.4%-13.2%
% Seniors
18.7%42.7%
% WFH
10.6%92.7%
% w/ College Degree
41.0%13.3%
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As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA is a predominantly white area, with 42.1% of the population identifying as white. The white population has shrunk by 11.0% in the last 5 years. The second most common race or ethnicity in Rancho Cucamonga, CA is hispanic, making up 32.9% of the population. Foreign-born residents account for 18.3% of the population in Rancho Cucamonga, CA, and this percentage has decreased by 11.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
42.1%-11.0%
% Black
6.1%24.5%
% Hispanic
32.9%4.1%
% Asian
14.8%21.3%
% Foreign Born
18.3%-11.6%
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Mortgage and Risk — Rancho Cucamonga, CA

According to HUD data as of 2023, there were 174 mortgage originations in Rancho Cucamonga, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Rancho Cucamonga, CA. Investor activity is low, as 2.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
174
% Conventional Loans
93.0%
% Government Loans
7.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
21.0%

Loan Activity

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Rentals and Section 8 — Rancho Cucamonga, CA

As of 2024, the percent of homes in Rancho Cucamonga, CA under the Section 8 program is 7.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rancho Cucamonga, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
198
Total Units Section 8
198
% Rentals under Section 8
7.9%
% Occupied Section 8
82.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$620$2,020$2,640
2 Bedroom$890$2,400$3,290
3 Bedroom$1,190$3,200$4,390
4 Bedroom$1,640$3,700$5,340

Affordability — Rancho Cucamonga, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.2
Median Home Price$931,000
Median Household Income$117,000

Rancho Cucamonga, CA — ZIP Code Boundary Map

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Frequently Asked Questions