Chula Vista, CA—91911
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chula Vista, CA
As of Oct '25, the median home price in Chula Vista, CA is $754,000, with a year-over-year change of -2.7%. This indicates that home prices in Chula Vista, CA are decreasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $754,000 | -2.7% |
| Single Family | $777,000 | -2.6% |
| Condos | $511,000 | -4.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $386,000 | -1.0% |
2 Bed | $536,000 | -3.6% |
3 Bed | $740,000 | -2.6% |
4 Bed | $837,000 | -2.4% |
| 5 Bed | $899,000 | -3.2% |
% of Housing Stock
Rental Trends — Chula Vista, CA
As of July '25, Rentcast reports the average rent in Chula Vista, CA is $2,860, with a year-over-year rent change of -2.1%. Per bedroom, the median rent as of July '25 in Chula Vista, CA is studios: $1,740, 1-bedrooms: $2,260, 2-bedrooms: $2,910, 3-bedrooms: $3,570, 4-bedrooms: $4,160. The most common rental property sizes in Chula Vista, CA are 2-bedroom and 3-bedroom, accounting for 44.1% and 22.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,750 | $2,860 |
| Studio Rent | $1,700 | $1,740 |
| 1 Bed Rent | $2,250 | $2,260 |
| 2 Bed Rent | $2,920 | $2,910 |
| 3 Bed Rent | $3,620 | $3,570 |
| 4 Bed Rent | $4,300 | $4,160 |
% of Rental Stock
Property Listings — Chula Vista, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Chula Vista, CA is 46. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $750,000 | 6.0% |
Listing Count | 90 | 29.0% |
| Listings as % of Homes | 0.2% | 29.0% |
Days on Market | 46 | 15.0% |
Demographics — Chula Vista, CA
As of the latest ACS Survey released in 2023, Chula Vista, CA has a population of 84,600, which has remained stable by -0.9% over the past 5 years. Chula Vista, CA is a moderately popular place for families, as children make up 22.8% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 84,600 | -0.9% |
% Under 18 | 22.8% | -6.9% |
% Seniors | 14.6% | 10.6% |
% WFH | 8.2% | 148.5% |
% w/ College Degree | 19.5% | 20.4% |
As of the latest ACS Survey released in 2023, Chula Vista, CA is a predominantly hispanic area, with 74.7% of the population identifying as hispanic. The hispanic population has grown by 4.2% in the last 5 years. The second most common race or ethnicity in Chula Vista, CA is white, making up 12.0% of the population. Foreign-born residents account for 32.2% of the population in Chula Vista, CA, and this percentage has decreased by 4.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 12.0% | -21.1% |
% Black | 4.1% | 20.6% |
% Hispanic | 74.7% | 4.2% |
% Asian | 7.2% | -19.1% |
% Foreign Born | 32.2% | -4.2% |
Mortgage and Risk — Chula Vista, CA
According to HUD data as of 2023, there were 526 mortgage originations in Chula Vista, CA, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Chula Vista, CA. Investor activity is low, as 3.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 526 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Chula Vista, CA
As of 2024, the percent of homes in Chula Vista, CA under the Section 8 program is 10.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Chula Vista, CA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,266 |
Total Units Section 8 | 1,195 |
% Rentals under Section 8 | 10.6% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$100 | $2,250 | $2,150 |
| 2 Bedroom | -$260 | $2,920 | $2,660 |
| 3 Bedroom | -$60 | $3,620 | $3,560 |
| 4 Bedroom | $30 | $4,300 | $4,330 |
Affordability — Chula Vista, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.6 |
| Median Home Price | $754,000 |
| Median Household Income | $79,300 |