Chula Vista, CA—91913
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chula Vista, CA
As of Oct '25, the median home price in Chula Vista, CA is $889,000, with a year-over-year change of -1.8%. This indicates that home prices in Chula Vista, CA are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $889,000 | -1.8% |
| Single Family | $949,000 | -1.8% |
| Condos | $613,000 | -3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $473,000 | -5.2% |
2 Bed | $561,000 | -3.8% |
3 Bed | $770,000 | -2.3% |
4 Bed | $964,000 | -1.7% |
| 5 Bed | $1,125,000 | -0.9% |
% of Housing Stock
Rental Trends — Chula Vista, CA
As of July '25, Rentcast reports the average rent in Chula Vista, CA is $3,600, with a year-over-year rent change of 4.3%. Per bedroom, the median rent as of July '25 in Chula Vista, CA is studios: $1,980, 1-bedrooms: $2,640, 2-bedrooms: $3,260, 3-bedrooms: $4,080, 4-bedrooms: $4,990. The most common rental property sizes in Chula Vista, CA are 2-bedroom and 3-bedroom, accounting for 38.4% and 29.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,400 | $3,600 |
| Studio Rent | $2,000 | $1,980 |
| 1 Bed Rent | $2,640 | $2,640 |
| 2 Bed Rent | $3,220 | $3,260 |
| 3 Bed Rent | $4,100 | $4,080 |
| 4 Bed Rent | $4,800 | $4,990 |
% of Rental Stock
Property Listings — Chula Vista, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Chula Vista, CA is 39. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $800,000 | -6.0% |
Listing Count | 140 | 60.0% |
| Listings as % of Homes | 0.4% | 60.0% |
Days on Market | 39 | 20.0% |
Demographics — Chula Vista, CA
As of the latest ACS Survey released in 2023, Chula Vista, CA has a population of 57,100, which has increased by 7.5% over the past 5 years. Chula Vista, CA is a popular place for families, as children make up 27.7% of the population. The area has a moderately educated workforce, with 40.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 57,100 | 7.5% |
% Under 18 | 27.7% | -1.1% |
% Seniors | 9.5% | -4.0% |
% WFH | 13.2% | 88.6% |
% w/ College Degree | 40.2% | -1.5% |
As of the latest ACS Survey released in 2023, Chula Vista, CA is a predominantly hispanic area, with 47.3% of the population identifying as hispanic. The hispanic population has grown by 1.3% in the last 5 years. The second most common race or ethnicity in Chula Vista, CA is asian, making up 26.4% of the population. Foreign-born residents account for 30.5% of the population in Chula Vista, CA, and this percentage has decreased by 7.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 13.7% | 0.0% |
% Black | 8.4% | 50.0% |
% Hispanic | 47.3% | 1.3% |
% Asian | 26.4% | -12.6% |
% Foreign Born | 30.5% | -7.3% |
Mortgage and Risk — Chula Vista, CA
According to HUD data as of 2023, there were 780 mortgage originations in Chula Vista, CA, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Chula Vista, CA. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 780 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Chula Vista, CA
As of 2024, the percent of homes in Chula Vista, CA under the Section 8 program is 11.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Chula Vista, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 725 |
Total Units Section 8 | 725 |
% Rentals under Section 8 | 11.8% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $610 | $2,640 | $3,250 |
| 2 Bedroom | $800 | $3,220 | $4,020 |
| 3 Bedroom | $1,270 | $4,100 | $5,370 |
| 4 Bedroom | $1,740 | $4,800 | $6,540 |
Affordability — Chula Vista, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $889,000 |
| Median Household Income | $129,000 |