Chula Vista, CA—91914
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chula Vista, CA
As of Oct '25, the median home price in Chula Vista, CA is $1,146,000, with a year-over-year change of -1.3%. This indicates that home prices in Chula Vista, CA are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,146,000 | -1.3% |
| Single Family | $1,201,000 | -1.6% |
| Condos | $647,000 | -2.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $603,000 | -3.1% |
3 Bed | $844,000 | -2.7% |
4 Bed | $1,123,000 | -1.8% |
| 5 Bed | $1,419,000 | -1.7% |
% of Housing Stock
Rental Trends — Chula Vista, CA
As of July '25, Rentcast reports the average rent in Chula Vista, CA is $4,520, with a year-over-year rent change of 7.4%. Per bedroom, the median rent as of July '25 in Chula Vista, CA is 2-bedrooms: $3,230, 3-bedrooms: $3,690, 4-bedrooms: $5,090. The most common rental property sizes in Chula Vista, CA are 3-bedroom and 1-bedroom, accounting for 58.7% and 13.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,950 | $4,520 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $3,100 | $3,230 |
| 3 Bed Rent | $3,700 | $3,690 |
| 4 Bed Rent | $4,900 | $5,090 |
% of Rental Stock
Property Listings — Chula Vista, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Chula Vista, CA is 54. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,330,000 | 2.0% |
Listing Count | 31 | -3.0% |
| Listings as % of Homes | 0.5% | -3.0% |
Days on Market | 54 | 41.0% |
Demographics — Chula Vista, CA
As of the latest ACS Survey released in 2023, Chula Vista, CA has a population of 17,000, which has increased by 4.2% over the past 5 years. Chula Vista, CA is a moderately popular place for families, as children make up 25.0% of the population. The area has a highly educated workforce, with 48.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,000 | 4.2% |
% Under 18 | 25.0% | -19.9% |
% Seniors | 12.1% | 37.5% |
% WFH | 19.4% | 487.9% |
% w/ College Degree | 48.0% | 6.7% |
As of the latest ACS Survey released in 2023, Chula Vista, CA is a predominantly hispanic area, with 52.3% of the population identifying as hispanic. The hispanic population has grown by 14.2% in the last 5 years. The second most common race or ethnicity in Chula Vista, CA is white, making up 19.5% of the population. Foreign-born residents account for 25.2% of the population in Chula Vista, CA, and this percentage has increased by 13.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 19.5% | -5.8% |
% Black | 3.2% | -55.6% |
% Hispanic | 52.3% | 14.2% |
% Asian | 18.0% | -19.6% |
% Foreign Born | 25.2% | 13.0% |
Mortgage and Risk — Chula Vista, CA
According to HUD data as of 2023, there were 60 mortgage originations in Chula Vista, CA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 37.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Chula Vista, CA. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 60 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Chula Vista, CA
Chula Vista, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 85 |
Total Units Section 8 | 85 |
% Rentals under Section 8 | 7.0% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $3,490 |
| 2 Bedroom | $1,220 | $3,100 | $4,320 |
| 3 Bedroom | $2,080 | $3,700 | $5,780 |
| 4 Bedroom | $2,130 | $4,900 | $7,030 |
Affordability — Chula Vista, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $1,146,000 |
| Median Household Income | $164,000 |