Imperial Beach, CA—91932
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Imperial Beach, CA
As of Oct '25, the median home price in Imperial Beach, CA is $826,000, with a year-over-year change of -4.6%. This indicates that home prices in Imperial Beach, CA are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $826,000 | -4.6% |
| Single Family | $848,000 | -4.0% |
| Condos | $693,000 | -4.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $450,000 | -2.4% |
2 Bed | $709,000 | -3.7% |
3 Bed | $844,000 | -4.7% |
4 Bed | $939,000 | -4.7% |
| 5 Bed | $1,075,000 | -5.0% |
% of Housing Stock
Rental Trends — Imperial Beach, CA
As of July '25, Rentcast reports the average rent in Imperial Beach, CA is $3,180, with a year-over-year rent change of 1.9%. Per bedroom, the median rent as of July '25 in Imperial Beach, CA is studios: $1,910, 1-bedrooms: $2,110, 2-bedrooms: $3,020, 3-bedrooms: $4,270, 4-bedrooms: $4,110. The most common rental property sizes in Imperial Beach, CA are 2-bedroom and 1-bedroom, accounting for 52.9% and 21.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,700 | $3,180 |
| Studio Rent | $2,000 | $1,910 |
| 1 Bed Rent | $2,140 | $2,110 |
| 2 Bed Rent | $2,700 | $3,020 |
| 3 Bed Rent | $3,900 | $4,270 |
| 4 Bed Rent | $4,200 | $4,110 |
% of Rental Stock
Property Listings — Imperial Beach, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Imperial Beach, CA is 46. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $838,000 | -7.0% |
Listing Count | 69 | -24.0% |
| Listings as % of Homes | 0.4% | -24.0% |
Days on Market | 46 | 11.0% |
Demographics — Imperial Beach, CA
As of the latest ACS Survey released in 2023, Imperial Beach, CA has a population of 25,900, which has decreased by -3.0% over the past 5 years. Imperial Beach, CA is a moderately popular place for families, as children make up 21.7% of the population. The area has a poorly educated workforce, with 23.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 25,900 | -3.0% |
% Under 18 | 21.7% | -14.6% |
% Seniors | 12.1% | 11.0% |
% WFH | 9.4% | 123.8% |
% w/ College Degree | 23.7% | 25.4% |
As of the latest ACS Survey released in 2023, Imperial Beach, CA is a predominantly hispanic area, with 50.8% of the population identifying as hispanic. The hispanic population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Imperial Beach, CA is white, making up 33.1% of the population. Foreign-born residents account for 17.7% of the population in Imperial Beach, CA, and this percentage has decreased by 16.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 33.1% | 7.5% |
% Black | 4.6% | -4.2% |
% Hispanic | 50.8% | -2.5% |
% Asian | 6.8% | -10.5% |
% Foreign Born | 17.7% | -16.1% |
Mortgage and Risk — Imperial Beach, CA
According to HUD data as of 2023, there were 212 mortgage originations in Imperial Beach, CA, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 201.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Imperial Beach, CA. Investor activity is low, as 5.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 212 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Imperial Beach, CA
As of 2024, the percent of homes in Imperial Beach, CA under the Section 8 program is 7.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Imperial Beach, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 433 |
Total Units Section 8 | 433 |
% Rentals under Section 8 | 7.2% |
% Occupied Section 8 | 83.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $2,140 | $2,080 |
| 2 Bedroom | -$130 | $2,700 | $2,570 |
| 3 Bedroom | -$460 | $3,900 | $3,440 |
| 4 Bedroom | -$20 | $4,200 | $4,180 |
Affordability — Imperial Beach, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 10.1 |
| Median Home Price | $826,000 |
| Median Household Income | $79,100 |