Jamul, CA—91935
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jamul, CA
As of Oct '25, the median home price in Jamul, CA is $999,000, with a year-over-year change of -0.9%. This indicates that home prices in Jamul, CA are flat. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $999,000 | -0.9% |
| Single Family | $999,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $676,000 | -2.7% |
3 Bed | $892,000 | -1.1% |
4 Bed | $1,199,000 | 0.1% |
| 5 Bed | $1,451,000 | 0.9% |
% of Housing Stock
Rental Trends — Jamul, CA
As of July '25, Rentcast reports the average rent in Jamul, CA is $4,340, with a year-over-year rent change of 1.4%. Per bedroom, the median rent as of July '25 in Jamul, CA is 1-bedrooms: $1,980, 3-bedrooms: $4,050, 4-bedrooms: $5,950. The most common rental property sizes in Jamul, CA are 4-bedroom and 3-bedroom, accounting for 38.7% and 27.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,850 | $4,340 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,980 | $1,980 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,850 | $4,050 |
| 4 Bed Rent | $5,900 | $5,950 |
% of Rental Stock
Property Listings — Jamul, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Jamul, CA is 32. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,060,000 | -21.0% |
Listing Count | 23 | -33.0% |
| Listings as % of Homes | 0.6% | -33.0% |
Days on Market | 32 | 26.0% |
Demographics — Jamul, CA
As of the latest ACS Survey released in 2023, Jamul, CA has a population of 9,470, which has increased by 13.6% over the past 5 years. Jamul, CA is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 32.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,470 | 13.6% |
% Under 18 | 23.2% | 35.7% |
% Seniors | 25.3% | 21.1% |
% WFH | 8.6% | 16.2% |
% w/ College Degree | 32.2% | -14.6% |
As of the latest ACS Survey released in 2023, Jamul, CA is a predominantly white area, with 67.3% of the population identifying as white. The white population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Jamul, CA is hispanic, making up 24.1% of the population. Foreign-born residents account for 8.9% of the population in Jamul, CA, and this percentage has decreased by 34.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.3% | -0.7% |
% Black | 0.8% | -46.7% |
% Hispanic | 24.1% | 1.3% |
% Asian | 1.4% | -62.2% |
% Foreign Born | 8.9% | -34.6% |
Mortgage and Risk — Jamul, CA
According to HUD data as of 2023, there were 166 mortgage originations in Jamul, CA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Jamul, CA. Investor activity is low, as 1.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 166 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Jamul, CA
Jamul, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 7.9% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $340 | $1,980 | $2,320 |
| 2 Bedroom | N/A | N/A | $2,870 |
| 3 Bedroom | -$10 | $3,850 | $3,840 |
| 4 Bedroom | -$1,230 | $5,900 | $4,670 |
Affordability — Jamul, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.6 |
| Median Home Price | $999,000 |
| Median Household Income | $139,000 |