La Mesa, CA91941

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$995,000
2.5% YoY Growth
Median Household Income
$112,000
28.6% 5-Year Growth
Days on Market
37
2.0% Longer than last year
Home Price Forecast
1.0%
Median Rent
$2,450
1.0% YoY Growth
1-Bed Rent
$2,000
2.0% YoY Growth
2-Bed Rent
$2,400
5.4% YoY Growth
3-Bed Rent
$3,800
4.5% YoY Growth

Other Zip Codes in La Mesa, CA

Property Listings — La Mesa, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in La Mesa, CA is 37. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,260,00010.0%
Listing Count
864.0%
Listings as % of Homes0.4%4.0%
Days on Market
372.0%
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Demographics — La Mesa, CA

As of the latest ACS Survey released in 2023, La Mesa, CA has a population of 33,700, which has increased by 4.1% over the past 5 years. La Mesa, CA is a moderately popular place for families, as children make up 19.9% of the population. The area has a highly educated workforce, with 45.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
33,7004.1%
% Under 18
19.9%-7.9%
% Seniors
19.1%13.7%
% WFH
14.9%166.1%
% w/ College Degree
45.9%12.8%
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As of the latest ACS Survey released in 2023, La Mesa, CA is a predominantly white area, with 55.6% of the population identifying as white. The white population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in La Mesa, CA is hispanic, making up 26.1% of the population. Foreign-born residents account for 11.3% of the population in La Mesa, CA, and this percentage has decreased by 18.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
55.6%-5.6%
% Black
7.1%-13.4%
% Hispanic
26.1%10.1%
% Asian
5.2%13.0%
% Foreign Born
11.3%-18.7%
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Mortgage and Risk — La Mesa, CA

According to HUD data as of 2023, there were 442 mortgage originations in La Mesa, CA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in La Mesa, CA. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
442
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — La Mesa, CA

As of 2024, the percent of homes in La Mesa, CA under the Section 8 program is 4.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in La Mesa, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
182
Total Units Section 8
182
% Rentals under Section 8
4.7%
% Occupied Section 8
79.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$80$2,000$2,080
2 Bedroom$170$2,400$2,570
3 Bedroom-$360$3,800$3,440
4 Bedroom-$820$5,000$4,180

Affordability — La Mesa, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8
Median Home Price$995,000
Median Household Income$112,000

La Mesa, CA — ZIP Code Boundary Map

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Frequently Asked Questions