Spring Valley, CA91977

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$749,000
3.2% YoY Growth
Median Household Income
$92,400
44.0% 5-Year Growth
Days on Market
50
22.0% Longer than last year
Home Price Forecast
0.6%
Median Rent
$2,600
2.1% YoY Growth
1-Bed Rent
$1,890
5.4% YoY Growth
2-Bed Rent
$2,300
3.5% YoY Growth
3-Bed Rent
$3,800
10.4% YoY Growth

Other Zip Codes in Spring Valley, CA

Property Listings — Spring Valley, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Spring Valley, CA is 50. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$750,000-1.0%
Listing Count
1223.0%
Listings as % of Homes0.4%3.0%
Days on Market
5022.0%
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Demographics — Spring Valley, CA

As of the latest ACS Survey released in 2023, Spring Valley, CA has a population of 63,000, which has remained stable by -0.7% over the past 5 years. Spring Valley, CA is a moderately popular place for families, as children make up 24.5% of the population. The area has a moderately educated workforce, with 26.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
63,000-0.7%
% Under 18
24.5%-2.8%
% Seniors
13.4%9.8%
% WFH
9.4%147.4%
% w/ College Degree
26.3%17.4%
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As of the latest ACS Survey released in 2023, Spring Valley, CA is a predominantly hispanic area, with 46.4% of the population identifying as hispanic. The hispanic population has grown by 2.7% in the last 5 years. The second most common race or ethnicity in Spring Valley, CA is white, making up 28.7% of the population. Foreign-born residents account for 18.9% of the population in Spring Valley, CA, and this percentage has decreased by 16.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
28.7%-2.4%
% Black
12.3%4.2%
% Hispanic
46.4%2.7%
% Asian
7.2%-20.0%
% Foreign Born
18.9%-16.0%
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Mortgage and Risk — Spring Valley, CA

According to HUD data as of 2023, there were 948 mortgage originations in Spring Valley, CA, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Spring Valley, CA. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
948
% Conventional Loans
65.0%
% Government Loans
35.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Spring Valley, CA

As of 2024, the percent of homes in Spring Valley, CA under the Section 8 program is 7.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Spring Valley, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
510
Total Units Section 8
509
% Rentals under Section 8
7.6%
% Occupied Section 8
79.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$1,890$1,910
2 Bedroom$60$2,300$2,360
3 Bedroom-$640$3,800$3,160
4 Bedroom-$360$4,200$3,840

Affordability — Spring Valley, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.5
Median Home Price$749,000
Median Household Income$92,400

Spring Valley, CA — ZIP Code Boundary Map

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Frequently Asked Questions