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Bonsall, CA—92003

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,002,000
1.3% YoY Growth
Household Income
$111,000
43.2% YoY Growth
Days on Market
85
71.0% Longer YoY
Home Price Forecast
1.2%
Median Rent
$3,500
3.2% YoY Growth
1-Bed Rent
$1,900
14.5% YoY Growth
2-Bed Rent
$2,950
4.7% YoY Growth
3-Bed Rent
$3,850
24.4% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Bonsall, CA

As of Dec '25, the median home price in Bonsall, CA is $1,002,000, with a year-over-year change of 1.3%. This indicates that home prices in Bonsall, CA are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$1,002,0001.3%
Single Family $1,142,0002.0%
Condos $504,000-2.7%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$514,000-3.4%
    3 Bed
    		$886,0000.5%
    4 Bed
    		$1,301,0001.2%
    5 Bed $1,748,9321.5%
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    % of Housing Stock

    Studio
    1.2%
    1 Bedroom
    10.7%
    2 Bedrooms
    20.2%
    3 Bedrooms
    40.0%
    4 Bedrooms
    21.6%
    5+ Bedrooms
    6.2%

    Rental Trends — Bonsall, CA

    As of July '25, Rentcast reports the average rent in Bonsall, CA is $4,210, with a year-over-year rent change of -3.2%. Per bedroom, the median rent as of July '25 in Bonsall, CA is 1-bedrooms: $1,900, 2-bedrooms: $3,070, 3-bedrooms: $4,380, 4-bedrooms: $8,500. The most common rental property sizes in Bonsall, CA are 3-bedroom and 2-bedroom, accounting for 34.1% and 31.4% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$3,500$4,210
    Studio Rent N/AN/A
    1 Bed Rent $1,900$1,900
    2 Bed Rent $2,950$3,070
    3 Bed Rent $3,850$4,380
    4 Bed Rent $8,500$8,500
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    % of Rental Stock

    Studio
    4.0%
    1 Bedroom
    28.3%
    2 Bedrooms
    31.4%
    3 Bedrooms
    34.1%
    4 Bedrooms
    2.3%

    Property Listings — Bonsall, CA

    As of Dec '25, Realtor.com reports that the median days on market for a home in Bonsall, CA is 108. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$1,100,000-19.0%
    Listing Count
    		3233.0%
    Listings as % of Homes0.9%33.0%
    Days on Market
    		8571.0%
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    Demographics — Bonsall, CA

    As of the latest ACS Survey released in 2023, Bonsall, CA has a population of 4,980, which has decreased by -1.3% over the past 5 years. Bonsall, CA is a popular place for families, as children make up 25.1% of the population. The area has a moderately educated workforce, with 44.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		4,980-1.3%
    % Under 18
    		25.1%29.4%
    % Seniors
    		20.7%1.0%
    % WFH
    		12.9%-29.9%
    % w/ College Degree
    		44.7%12.3%
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    As of the latest ACS Survey released in 2023, Bonsall, CA is a predominantly white area, with 66.0% of the population identifying as white. The white population has grown by 6.3% in the last 5 years. The second most common race or ethnicity in Bonsall, CA is hispanic, making up 26.3% of the population. Foreign-born residents account for 15.9% of the population in Bonsall, CA, and this percentage has decreased by 7.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		66.0%6.3%
    % Black
    		0.3%-83.3%
    % Hispanic
    		26.3%5.6%
    % Asian
    		2.2%-67.2%
    % Foreign Born
    		15.9%-7.6%
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    Mortgage and Risk — Bonsall, CA

    According to HUD data as of 2023, there were 119 mortgage originations in Bonsall, CA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Bonsall, CA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		119
    % Conventional Loans
    		88.0%
    % Government Loans
    		12.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		12.0%
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    Rentals and Section 8 — Bonsall, CA

    As of 2024, the percent of homes in Bonsall, CA under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Bonsall, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		11
    Total Units Section 8
    		11
    % Rentals under Section 8
    		1.4%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$430$1,900$2,330
    2 Bedroom-$70$2,950$2,880
    3 Bedroom$0$3,850$3,850
    4 Bedroom-$3,810$8,500$4,690

    Affordability — Bonsall, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio8.3
    Median Home Price$1,002,000
    Median Household Income$111,000

    Bonsall, CA — ZIP Code Boundary Map

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    Frequently Asked Questions