Bonsall, CA—92003
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bonsall, CA
As of Oct '25, the median home price in Bonsall, CA is $1,007,000, with a year-over-year change of 1.2%. This indicates that home prices in Bonsall, CA are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,007,000 | 1.2% |
| Single Family | $1,154,000 | 1.9% |
| Condos | $513,000 | -2.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $524,000 | -3.0% |
3 Bed | $895,000 | 0.8% |
4 Bed | $1,309,000 | 1.5% |
| 5 Bed | $1,758,000 | 1.4% |
% of Housing Stock
Rental Trends — Bonsall, CA
As of July '25, Rentcast reports the average rent in Bonsall, CA is $4,210, with a year-over-year rent change of -3.2%. Per bedroom, the median rent as of July '25 in Bonsall, CA is 1-bedrooms: $1,900, 2-bedrooms: $3,070, 3-bedrooms: $4,380, 4-bedrooms: $8,500. The most common rental property sizes in Bonsall, CA are 3-bedroom and 2-bedroom, accounting for 34.1% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $4,210 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,900 | $1,900 |
| 2 Bed Rent | $2,950 | $3,070 |
| 3 Bed Rent | $3,850 | $4,380 |
| 4 Bed Rent | $8,500 | $8,500 |
% of Rental Stock
Property Listings — Bonsall, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Bonsall, CA is 86. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,460,000 | -7.0% |
Listing Count | 40 | 52.0% |
| Listings as % of Homes | 0.9% | 52.0% |
Days on Market | 86 | 2.0% |
Demographics — Bonsall, CA
As of the latest ACS Survey released in 2023, Bonsall, CA has a population of 4,980, which has decreased by -1.3% over the past 5 years. Bonsall, CA is a popular place for families, as children make up 25.1% of the population. The area has a moderately educated workforce, with 44.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,980 | -1.3% |
% Under 18 | 25.1% | 29.4% |
% Seniors | 20.7% | 1.0% |
% WFH | 12.9% | -29.9% |
% w/ College Degree | 44.7% | 12.3% |
As of the latest ACS Survey released in 2023, Bonsall, CA is a predominantly white area, with 66.0% of the population identifying as white. The white population has grown by 6.3% in the last 5 years. The second most common race or ethnicity in Bonsall, CA is hispanic, making up 26.3% of the population. Foreign-born residents account for 15.9% of the population in Bonsall, CA, and this percentage has decreased by 7.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.0% | 6.3% |
% Black | 0.3% | -83.3% |
% Hispanic | 26.3% | 5.6% |
% Asian | 2.2% | -67.2% |
% Foreign Born | 15.9% | -7.6% |
Mortgage and Risk — Bonsall, CA
According to HUD data as of 2023, there were 119 mortgage originations in Bonsall, CA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Bonsall, CA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 119 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Bonsall, CA
As of 2024, the percent of homes in Bonsall, CA under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Bonsall, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $430 | $1,900 | $2,330 |
| 2 Bedroom | -$70 | $2,950 | $2,880 |
| 3 Bedroom | $0 | $3,850 | $3,850 |
| 4 Bedroom | -$3,810 | $8,500 | $4,690 |
Affordability — Bonsall, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.3 |
| Median Home Price | $1,007,000 |
| Median Household Income | $111,000 |