Carlsbad, CA92008

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,261,000
N/A
Median Household Income
$105,000
22.6% 5-Year Growth
Days on Market
75
32.0% Longer than last year
Home Price Forecast
0.9%
Median Rent
$3,270
5.0% YoY Growth
1-Bed Rent
$2,500
3.1% YoY Growth
2-Bed Rent
$3,170
0.8% YoY Growth
3-Bed Rent
$5,310
5.1% YoY Growth

Other Zip Codes in Carlsbad, CA

Property Listings — Carlsbad, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Carlsbad, CA is 75. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,890,0002.0%
Listing Count
11933.0%
Listings as % of Homes0.3%33.0%
Days on Market
7532.0%
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Demographics — Carlsbad, CA

As of the latest ACS Survey released in 2023, Carlsbad, CA has a population of 27,700, which has increased by 1.4% over the past 5 years. Carlsbad, CA is a moderately popular place for families, as children make up 17.5% of the population. The area has a highly educated workforce, with 55.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
27,7001.4%
% Under 18
17.5%-2.2%
% Seniors
19.2%7.9%
% WFH
22.9%97.4%
% w/ College Degree
55.6%2.0%
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As of the latest ACS Survey released in 2023, Carlsbad, CA is a predominantly white area, with 66.0% of the population identifying as white. The white population has shrunk by 10.4% in the last 5 years. The second most common race or ethnicity in Carlsbad, CA is hispanic, making up 18.6% of the population. Foreign-born residents account for 14.1% of the population in Carlsbad, CA, and this percentage has increased by 11.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
66.0%-10.4%
% Black
1.1%37.5%
% Hispanic
18.6%6.9%
% Asian
7.5%50.0%
% Foreign Born
14.1%11.9%
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Mortgage and Risk — Carlsbad, CA

According to HUD data as of 2023, there were 285 mortgage originations in Carlsbad, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 42.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Carlsbad, CA. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
285
% Conventional Loans
93.0%
% Government Loans
7.0%
% Investor Loans
2.0%
% Second Loans
6.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Carlsbad, CA

As of 2024, the percent of homes in Carlsbad, CA under the Section 8 program is 5.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Carlsbad, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
338
Total Units Section 8
338
% Rentals under Section 8
5.8%
% Occupied Section 8
65.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$90$2,500$2,590
2 Bedroom$30$3,170$3,200
3 Bedroom-$1,030$5,310$4,280
4 Bedroom-$1,290$6,500$5,210

Affordability — Carlsbad, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.7
Median Home Price$1,261,000
Median Household Income$105,000

Carlsbad, CA — ZIP Code Boundary Map

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Frequently Asked Questions