Carlsbad, CA92010

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,250,000
2.2% YoY Growth
Median Household Income
$121,000
18.1% 5-Year Growth
Days on Market
28
19.0% Shorter than last year
Home Price Forecast
1.1%
Median Rent
$3,400
8.9% YoY Growth
1-Bed Rent
$3,000
11.5% YoY Growth
2-Bed Rent
$3,530
9.2% YoY Growth
3-Bed Rent
$4,000
10.0% YoY Growth

Other Zip Codes in Carlsbad, CA

Property Listings — Carlsbad, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Carlsbad, CA is 28. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,420,00013.0%
Listing Count
28-20.0%
Listings as % of Homes0.3%-20.0%
Days on Market
28-19.0%
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Demographics — Carlsbad, CA

As of the latest ACS Survey released in 2023, Carlsbad, CA has a population of 17,300, which has increased by 7.2% over the past 5 years. Carlsbad, CA is a moderately popular place for families, as children make up 23.9% of the population. The area has a highly educated workforce, with 55.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,3007.2%
% Under 18
23.9%-8.8%
% Seniors
16.7%7.7%
% WFH
26.9%161.2%
% w/ College Degree
55.2%4.3%
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As of the latest ACS Survey released in 2023, Carlsbad, CA is a predominantly white area, with 61.4% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Carlsbad, CA is hispanic, making up 15.9% of the population. Foreign-born residents account for 14.8% of the population in Carlsbad, CA, and this percentage has increased by 4.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.4%-4.7%
% Black
0.6%-73.9%
% Hispanic
15.9%-8.6%
% Asian
13.9%6.9%
% Foreign Born
14.8%4.2%
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Mortgage and Risk — Carlsbad, CA

According to HUD data as of 2023, there were 226 mortgage originations in Carlsbad, CA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Carlsbad, CA. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
226
% Conventional Loans
91.0%
% Government Loans
9.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Carlsbad, CA

As of 2024, the percent of homes in Carlsbad, CA under the Section 8 program is 6.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Carlsbad, CA, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
175
Total Units Section 8
175
% Rentals under Section 8
6.8%
% Occupied Section 8
65.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$140$3,000$2,860
2 Bedroom$10$3,530$3,540
3 Bedroom$730$4,000$4,730
4 Bedroom$910$4,850$5,760

Affordability — Carlsbad, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio9
Median Home Price$1,250,000
Median Household Income$121,000

Carlsbad, CA — ZIP Code Boundary Map

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Frequently Asked Questions