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Oceanside, CA—92057

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$818,000
1.1% YoY Growth
Household Income
$106,000
46.5% YoY Growth
Days on Market
33
9.0% Longer YoY
Home Price Forecast
-0.1%
Median Rent
$3,510
3.6% YoY Growth
1-Bed Rent
$2,390
5.1% YoY Growth
2-Bed Rent
$3,190
6.2% YoY Growth
3-Bed Rent
$3,600
0.6% YoY Growth

Other Zip Codes in Oceanside, CA

920549205692058
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Oceanside, CA

As of May '26, the median home price in Oceanside, CA is $818,000, with a year-over-year change of -1.1%. This indicates that home prices in Oceanside, CA are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$818,000-1.1%
Single Family $864,000-0.5%
Condos $479,000-4.2%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $363,000
    -7.4%
    2 Bed
    		$515,000-3.0%
    3 Bed
    		$799,000-0.9%
    4 Bed
    		$980,0000.2%
    5 Bed $1,166,753-0.3%
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    % of Housing Stock

    Studio
    1.4%
    1 Bedroom
    3.8%
    2 Bedrooms
    29.4%
    3 Bedrooms
    28.7%
    4 Bedrooms
    28.3%
    5+ Bedrooms
    8.4%

    Rental Trends — Oceanside, CA

    As of July '25, Rentcast reports the average rent in Oceanside, CA is $3,460, with a year-over-year rent change of -3.6%. Per bedroom, the median rent as of July '25 in Oceanside, CA is 1-bedrooms: $2,230, 2-bedrooms: $3,080, 3-bedrooms: $3,580, 4-bedrooms: $4,110. The most common rental property sizes in Oceanside, CA are 2-bedroom and 3-bedroom, accounting for 46.9% and 20.8% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$3,510$3,460
    Studio Rent N/AN/A
    1 Bed Rent $2,390$2,230
    2 Bed Rent $3,190$3,080
    3 Bed Rent $3,600$3,580
    4 Bed Rent $4,020$4,110
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    % of Rental Stock

    Studio
    3.8%
    1 Bedroom
    8.6%
    2 Bedrooms
    46.9%
    3 Bedrooms
    20.8%
    4 Bedrooms
    17.0%
    5+ Bedrooms
    2.9%

    Property Listings — Oceanside, CA

    As of May '26, Realtor.com reports that the median days on market for a home in Oceanside, CA is 33. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$716,0009.0%
    Listing Count
    		196-1.0%
    Listings as % of Homes0.4%-1.0%
    Days on Market
    		339.0%
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    Demographics — Oceanside, CA

    As of the latest ACS Survey released in 2023, Oceanside, CA has a population of 58,000, which has remained stable by -0.6% over the past 5 years. Oceanside, CA is a moderately popular place for families, as children make up 22.9% of the population. The area has a moderately educated workforce, with 32.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.5% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		58,000-0.6%
    % Under 18
    		22.9%3.6%
    % Seniors
    		14.1%-6.6%
    % WFH
    		13.5%154.7%
    % w/ College Degree
    		32.2%8.8%
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    As of the latest ACS Survey released in 2023, Oceanside, CA is a predominantly hispanic area, with 39.8% of the population identifying as hispanic. The hispanic population has grown by 14.0% in the last 5 years. The second most common race or ethnicity in Oceanside, CA is white, making up 39.6% of the population. Foreign-born residents account for 20.6% of the population in Oceanside, CA, and this percentage has decreased by 3.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		39.6%-10.2%
    % Black
    		5.4%-21.7%
    % Hispanic
    		39.8%14.0%
    % Asian
    		8.8%-9.3%
    % Foreign Born
    		20.6%-3.7%
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    Mortgage and Risk — Oceanside, CA

    According to HUD data as of 2023, there were 714 mortgage originations in Oceanside, CA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Oceanside, CA. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		714
    % Conventional Loans
    		75.0%
    % Government Loans
    		25.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		14.0%
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    Rentals and Section 8 — Oceanside, CA

    As of 2024, the percent of homes in Oceanside, CA under the Section 8 program is 4.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Oceanside, CA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		280
    Total Units Section 8
    		274
    % Rentals under Section 8
    		4.7%
    % Occupied Section 8
    		85.8%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$30$2,390$2,360
    2 Bedroom-$270$3,190$2,920
    3 Bedroom$300$3,600$3,900
    4 Bedroom$730$4,020$4,750

    Affordability — Oceanside, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio7
    Median Home Price$818,000
    Median Household Income$106,000

    Oceanside, CA — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions