Poway, CA92064

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,198,000
3.2% YoY Growth
Median Household Income
$144,000
36.3% 5-Year Growth
Days on Market
56
42.0% Longer than last year
Home Price Forecast
1.0%
Median Rent
$2,740
19.8% YoY Growth
1-Bed Rent
$2,390
26.5% YoY Growth
2-Bed Rent
$2,750
3.1% YoY Growth
3-Bed Rent
$3,450
12.3% YoY Growth

Property Listings — Poway, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Poway, CA is 56. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,710,000-6.0%
Listing Count
13655.0%
Listings as % of Homes0.5%55.0%
Days on Market
5642.0%
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Demographics — Poway, CA

As of the latest ACS Survey released in 2023, Poway, CA has a population of 48,600, which has decreased by -2.8% over the past 5 years. Poway, CA is a moderately popular place for families, as children make up 22.9% of the population. The area has a highly educated workforce, with 53.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
48,600-2.8%
% Under 18
22.9%-6.1%
% Seniors
19.0%16.6%
% WFH
20.2%169.3%
% w/ College Degree
53.5%11.9%
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As of the latest ACS Survey released in 2023, Poway, CA is a predominantly white area, with 59.6% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Poway, CA is hispanic, making up 16.8% of the population. Foreign-born residents account for 17.8% of the population in Poway, CA, and this percentage has decreased by 9.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
59.6%-8.0%
% Black
2.8%86.7%
% Hispanic
16.8%-7.2%
% Asian
13.4%14.5%
% Foreign Born
17.8%-9.2%
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Mortgage and Risk — Poway, CA

According to HUD data as of 2023, there were 318 mortgage originations in Poway, CA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Poway, CA. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
318
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Poway, CA

As of 2024, the percent of homes in Poway, CA under the Section 8 program is 6.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Poway, CA, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
235
Total Units Section 8
236
% Rentals under Section 8
6.0%
% Occupied Section 8
78.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$50$2,390$2,340
2 Bedroom$140$2,750$2,890
3 Bedroom$410$3,450$3,860
4 Bedroom-$50$4,750$4,700

Affordability — Poway, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.4
Median Home Price$1,198,000
Median Household Income$144,000

Poway, CA — ZIP Code Boundary Map

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Frequently Asked Questions