Ramona, CA—92065
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ramona, CA
As of Oct '25, the median home price in Ramona, CA is $799,000, with a year-over-year change of -1.8%. This indicates that home prices in Ramona, CA are decreasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $799,000 | -1.8% |
| Single Family | $806,000 | -2.1% |
| Condos | $458,000 | -3.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $550,000 | -3.2% |
2 Bed | $593,000 | -2.3% |
3 Bed | $764,000 | -2.1% |
4 Bed | $891,000 | -1.9% |
| 5 Bed | $1,100,000 | -1.3% |
% of Housing Stock
Rental Trends — Ramona, CA
As of July '25, Rentcast reports the average rent in Ramona, CA is $3,210, with a year-over-year rent change of 3.2%. Per bedroom, the median rent as of July '25 in Ramona, CA is studios: $1,580, 1-bedrooms: $1,950, 2-bedrooms: $2,430, 3-bedrooms: $3,500, 4-bedrooms: $4,880. The most common rental property sizes in Ramona, CA are 2-bedroom and 3-bedroom, accounting for 50.3% and 19.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,200 | $3,210 |
| Studio Rent | $1,580 | $1,580 |
| 1 Bed Rent | $1,970 | $1,950 |
| 2 Bed Rent | $2,170 | $2,430 |
| 3 Bed Rent | $3,500 | $3,500 |
| 4 Bed Rent | $4,900 | $4,880 |
% of Rental Stock
Property Listings — Ramona, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ramona, CA is 55. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $862,000 | -5.0% |
Listing Count | 137 | 17.0% |
| Listings as % of Homes | 0.7% | 17.0% |
Days on Market | 55 | 21.0% |
Demographics — Ramona, CA
As of the latest ACS Survey released in 2023, Ramona, CA has a population of 37,400, which has increased by 3.0% over the past 5 years. Ramona, CA is a moderately popular place for families, as children make up 22.7% of the population. The area has a moderately educated workforce, with 29.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,400 | 3.0% |
% Under 18 | 22.7% | 4.1% |
% Seniors | 16.9% | 12.7% |
% WFH | 13.4% | 91.4% |
% w/ College Degree | 29.5% | 5.7% |
As of the latest ACS Survey released in 2023, Ramona, CA is a predominantly white area, with 61.5% of the population identifying as white. The white population has shrunk by 8.8% in the last 5 years. The second most common race or ethnicity in Ramona, CA is hispanic, making up 30.6% of the population. Foreign-born residents account for 12.2% of the population in Ramona, CA, and this percentage has increased by 8.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.5% | -8.8% |
% Black | 1.0% | 11.1% |
% Hispanic | 30.6% | 20.0% |
% Asian | 1.8% | -40.0% |
% Foreign Born | 12.2% | 8.0% |
Mortgage and Risk — Ramona, CA
According to HUD data as of 2023, there were 607 mortgage originations in Ramona, CA, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Ramona, CA. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 607 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Ramona, CA
As of 2024, the percent of homes in Ramona, CA under the Section 8 program is 7.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Ramona, CA, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 246 |
Total Units Section 8 | 246 |
% Rentals under Section 8 | 7.6% |
% Occupied Section 8 | 84.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $280 | $1,970 | $2,250 |
| 2 Bedroom | $610 | $2,170 | $2,780 |
| 3 Bedroom | $220 | $3,500 | $3,720 |
| 4 Bedroom | -$370 | $4,900 | $4,530 |
Affordability — Ramona, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $799,000 |
| Median Household Income | $121,000 |