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Rancho Santa Fe—92067

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$4,491,000
1.1% YoY Growth
Household Income
$238,000
46.0% YoY Growth
Days on Market
72
18.0% Shorter YoY
Home Price Forecast
1.4%
Median Rent
$8,100
7.0% YoY Growth
1-Bed Rent
$7,000
90.8% YoY Growth
2-Bed Rent
$7,250
4.8% YoY Growth
3-Bed Rent
$9,250
4.6% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Rancho Santa Fe

As of Dec '25, the median home price in Rancho Santa Fe is $4,491,000, with a year-over-year change of 1.1%. This indicates that home prices in Rancho Santa Fe are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$4,491,0001.1%
Single Family $4,533,0001.6%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$2,312,0007.6%
    3 Bed
    		$3,260,0000.9%
    4 Bed
    		$4,019,0001.6%
    5 Bed $5,481,2672.2%
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    % of Housing Stock

    1 Bedroom
    1.1%
    2 Bedrooms
    14.2%
    3 Bedrooms
    17.5%
    4 Bedrooms
    34.0%
    5+ Bedrooms
    33.2%

    Rental Trends — Rancho Santa Fe

    As of July '25, Rentcast reports the average rent in Rancho Santa Fe is $8,060, with a year-over-year rent change of 7.0%. Per bedroom, the median rent as of July '25 in Rancho Santa Fe is 1-bedrooms: $7,250, 2-bedrooms: $7,600, 3-bedrooms: $8,810, 4-bedrooms: $8,900. The most common rental property sizes in Rancho Santa Fe are 5+ bedroom and 3-bedroom, accounting for 41.6% and 24.1% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$8,100$8,060
    Studio Rent N/AN/A
    1 Bed Rent $7,000$7,250
    2 Bed Rent $7,250$7,600
    3 Bed Rent $9,250$8,810
    4 Bed Rent $8,800$8,900
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    % of Rental Stock

    1 Bedroom
    10.8%
    2 Bedrooms
    23.5%
    3 Bedrooms
    24.1%
    5+ Bedrooms
    41.6%

    Property Listings — Rancho Santa Fe

    As of Dec '25, Realtor.com reports that the median days on market for a home in Rancho Santa Fe is 64. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 4.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$5,670,000-19.0%
    Listing Count
    		84-4.0%
    Listings as % of Homes1.8%-4.0%
    Days on Market
    		72-18.0%
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    Demographics — Rancho Santa Fe

    As of the latest ACS Survey released in 2023, Rancho Santa Fe has a population of 8,240, which has decreased by -5.8% over the past 5 years. Rancho Santa Fe is a moderately popular place for families, as children make up 24.4% of the population. The area has a highly educated workforce, with 73.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		8,240-5.8%
    % Under 18
    		24.4%17.9%
    % Seniors
    		23.3%-5.3%
    % WFH
    		23.0%8.0%
    % w/ College Degree
    		73.7%7.4%
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    As of the latest ACS Survey released in 2023, Rancho Santa Fe is a predominantly white area, with 62.7% of the population identifying as white. The white population has shrunk by 24.6% in the last 5 years. The second most common race or ethnicity in Rancho Santa Fe is hispanic, making up 15.3% of the population. Foreign-born residents account for 12.2% of the population in Rancho Santa Fe, and this percentage has increased by 2.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		62.7%-24.6%
    % Black
    		1.0%-44.4%
    % Hispanic
    		15.3%23.4%
    % Asian
    		9.9%482.4%
    % Foreign Born
    		12.2%2.5%
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    Mortgage and Risk — Rancho Santa Fe

    According to HUD data as of 2023, there were 83 mortgage originations in Rancho Santa Fe, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 36.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Rancho Santa Fe. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		83
    % Conventional Loans
    		100.0%
    % Government Loans
    		0.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		6.0%
    % Cash Out Refinance
    		6.0%
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    Rentals and Section 8 — Rancho Santa Fe

    As of 2024, the percent of homes in Rancho Santa Fe under the Section 8 program is 0.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rancho Santa Fe, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    		2
    Total Units Section 8
    		1
    % Rentals under Section 8
    		0.0%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$3,930$7,000$3,070
    2 Bedroom-$3,450$7,250$3,800
    3 Bedroom-$4,170$9,250$5,080
    4 Bedroom-$2,620$8,800$6,180

    Affordability — Rancho Santa Fe

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio16.4
    Median Home Price$4,491,000
    Median Household Income$238,000

    Rancho Santa Fe — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Rancho Santa Fe, CA

    92091

    4S Ranch, San Diego, CA

    92127

    Solana Beach, CA

    92075

    Encinitas, CA

    92024

    Carmel Valley, San Diego, CA

    92130

    Frequently Asked Questions