Hillcrest, San Diego, CA92103

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,057,000
3.6% YoY Growth
Median Household Income
$96,900
24.9% 5-Year Growth
Days on Market
45
27.0% Longer than last year
Home Price Forecast
0.8%
Median Rent
$2,700
3.8% YoY Growth
1-Bed Rent
$2,500
0.4% YoY Growth
2-Bed Rent
$3,300
0.5% YoY Growth
3-Bed Rent
$5,000
12.2% YoY Growth

Property Listings — Hillcrest, San Diego, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Hillcrest, San Diego, CA is 45. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,070,000-1.0%
Listing Count
112-2.0%
Listings as % of Homes0.3%-2.0%
Days on Market
4527.0%
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Demographics — Hillcrest, San Diego, CA

As of the latest ACS Survey released in 2023, Hillcrest, San Diego, CA has a population of 34,800, which has remained stable by -0.2% over the past 5 years. Hillcrest, San Diego, CA is a less popular place for families, as children make up 8.5% of the population. The area has a highly educated workforce, with 63.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,800-0.2%
% Under 18
8.5%-22.0%
% Seniors
21.0%17.3%
% WFH
22.9%108.2%
% w/ College Degree
63.3%0.5%
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As of the latest ACS Survey released in 2023, Hillcrest, San Diego, CA is a predominantly white area, with 65.4% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Hillcrest, San Diego, CA is hispanic, making up 20.0% of the population. Foreign-born residents account for 14.7% of the population in Hillcrest, San Diego, CA, and this percentage has increased by 1.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
65.4%-3.8%
% Black
2.5%-46.8%
% Hispanic
20.0%17.6%
% Asian
7.3%10.6%
% Foreign Born
14.7%1.4%
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Mortgage and Risk — Hillcrest, San Diego, CA

According to HUD data as of 2023, there were 342 mortgage originations in Hillcrest, San Diego, CA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Hillcrest, San Diego, CA. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
342
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
4.0%
% Second Loans
4.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Hillcrest, San Diego, CA

As of 2024, the percent of homes in Hillcrest, San Diego, CA under the Section 8 program is 7.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Hillcrest, San Diego, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,016
Total Units Section 8
979
% Rentals under Section 8
7.7%
% Occupied Section 8
97.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$30$2,500$2,530
2 Bedroom-$170$3,300$3,130
3 Bedroom-$820$5,000$4,180
4 Bedroom-$1,700$6,800$5,100

Affordability — Hillcrest, San Diego, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio10.4
Median Home Price$1,057,000
Median Household Income$96,900

Hillcrest, San Diego, CA — ZIP Code Boundary Map

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Frequently Asked Questions