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Ocean Beach, San Diego, CA—92107

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,416,000
3.8% YoY Growth
Household Income
$107,000
30.0% YoY Growth
Days on Market
55
9.0% Longer YoY
Home Price Forecast
1.1%
Median Rent
$2,890
3.5% YoY Growth
1-Bed Rent
$2,400
6.9% YoY Growth
2-Bed Rent
$3,260
3.1% YoY Growth
3-Bed Rent
$5,200
4.7% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Ocean Beach, San Diego, CA

As of Dec '25, the median home price in Ocean Beach, San Diego, CA is $1,416,000, with a year-over-year change of -3.8%. This indicates that home prices in Ocean Beach, San Diego, CA are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$1,416,000-3.8%
Single Family $1,569,000-3.9%
Condos $735,000-6.5%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $766,000
    13.0%
    2 Bed
    		$1,064,0001.1%
    3 Bed
    		$1,635,000-3.5%
    4 Bed
    		$2,120,000-3.3%
    5 Bed $2,607,884-4.5%
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    % of Housing Stock

    Studio
    6.2%
    1 Bedroom
    28.4%
    2 Bedrooms
    32.5%
    3 Bedrooms
    22.8%
    4 Bedrooms
    8.3%
    5+ Bedrooms
    1.8%

    Rental Trends — Ocean Beach, San Diego, CA

    As of July '25, Rentcast reports the average rent in Ocean Beach, San Diego, CA is $3,230, with a year-over-year rent change of 3.5%. Per bedroom, the median rent as of July '25 in Ocean Beach, San Diego, CA is studios: $2,000, 1-bedrooms: $2,480, 2-bedrooms: $3,350, 3-bedrooms: $5,280, 4-bedrooms: $7,700. The most common rental property sizes in Ocean Beach, San Diego, CA are 1-bedroom and 2-bedroom, accounting for 38.6% and 37.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,890$3,230
    Studio Rent $2,000$2,000
    1 Bed Rent $2,400$2,480
    2 Bed Rent $3,260$3,350
    3 Bed Rent $5,200$5,280
    4 Bed Rent $7,930$7,700
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    % of Rental Stock

    Studio
    9.2%
    1 Bedroom
    38.6%
    2 Bedrooms
    37.2%
    3 Bedrooms
    12.9%
    4 Bedrooms
    1.7%
    5+ Bedrooms
    0.5%

    Property Listings — Ocean Beach, San Diego, CA

    As of Dec '25, Realtor.com reports that the median days on market for a home in Ocean Beach, San Diego, CA is 41. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$1,600,000-2.0%
    Listing Count
    		549.0%
    Listings as % of Homes0.2%9.0%
    Days on Market
    		559.0%
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    Demographics — Ocean Beach, San Diego, CA

    As of the latest ACS Survey released in 2023, Ocean Beach, San Diego, CA has a population of 29,800, which has decreased by -4.4% over the past 5 years. Ocean Beach, San Diego, CA is a moderately popular place for families, as children make up 15.4% of the population. The area has a highly educated workforce, with 61.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		29,800-4.4%
    % Under 18
    		15.4%27.3%
    % Seniors
    		13.9%11.2%
    % WFH
    		25.8%174.5%
    % w/ College Degree
    		61.6%11.6%
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    As of the latest ACS Survey released in 2023, Ocean Beach, San Diego, CA is a predominantly white area, with 73.2% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Ocean Beach, San Diego, CA is hispanic, making up 16.2% of the population. Foreign-born residents account for 7.7% of the population in Ocean Beach, San Diego, CA, and this percentage has increased by 11.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		73.2%-4.2%
    % Black
    		1.9%-9.5%
    % Hispanic
    		16.2%20.9%
    % Asian
    		3.2%-22.0%
    % Foreign Born
    		7.7%11.6%
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    Mortgage and Risk — Ocean Beach, San Diego, CA

    According to HUD data as of 2023, there were 264 mortgage originations in Ocean Beach, San Diego, CA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 40.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Ocean Beach, San Diego, CA. Investor activity is low, as 5.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		264
    % Conventional Loans
    		95.0%
    % Government Loans
    		5.0%
    % Investor Loans
    		5.0%
    % Second Loans
    		6.0%
    % Cash Out Refinance
    		16.0%
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    Rentals and Section 8 — Ocean Beach, San Diego, CA

    As of 2024, the percent of homes in Ocean Beach, San Diego, CA under the Section 8 program is 1.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Ocean Beach, San Diego, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		172
    Total Units Section 8
    		172
    % Rentals under Section 8
    		1.9%
    % Occupied Section 8
    		93.1%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$110$2,400$2,510
    2 Bedroom-$160$3,260$3,100
    3 Bedroom-$1,060$5,200$4,140
    4 Bedroom-$2,880$7,930$5,050

    Affordability — Ocean Beach, San Diego, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio12.8
    Median Home Price$1,416,000
    Median Household Income$107,000

    Ocean Beach, San Diego, CA — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Point Loma, San Diego, CA

    92106

    Roseville

    92147

    Midway-Pacific Highway

    92140

    Pacific Beach, San Diego, CA

    92109

    Old Town, San Diego, CA

    92110

    Frequently Asked Questions