Scripps Ranch, San Diego, CA—92131
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Scripps Ranch, San Diego, CA
As of Oct '25, the median home price in Scripps Ranch, San Diego, CA is $1,452,000, with a year-over-year change of -3.2%. This indicates that home prices in Scripps Ranch, San Diego, CA are decreasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,452,000 | -3.2% |
| Single Family | $1,570,000 | -3.0% |
| Condos | $737,000 | -5.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $438,000 | -8.0% |
2 Bed | $714,000 | -5.8% |
3 Bed | $1,163,000 | -3.4% |
4 Bed | $1,593,000 | -2.9% |
| 5 Bed | $2,075,000 | -2.4% |
% of Housing Stock
Rental Trends — Scripps Ranch, San Diego, CA
As of July '25, Rentcast reports the average rent in Scripps Ranch, San Diego, CA is $3,350, with a year-over-year rent change of -12.1%. Per bedroom, the median rent as of July '25 in Scripps Ranch, San Diego, CA is 1-bedrooms: $2,620, 2-bedrooms: $3,100, 3-bedrooms: $3,790, 4-bedrooms: $4,860. The most common rental property sizes in Scripps Ranch, San Diego, CA are 2-bedroom and 3-bedroom, accounting for 48.9% and 23.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,200 | $3,350 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,620 | $2,620 |
| 2 Bed Rent | $3,200 | $3,100 |
| 3 Bed Rent | $3,900 | $3,790 |
| 4 Bed Rent | $4,750 | $4,860 |
% of Rental Stock
Property Listings — Scripps Ranch, San Diego, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Scripps Ranch, San Diego, CA is 54. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $891,000 | -24.0% |
Listing Count | 59 | -13.0% |
| Listings as % of Homes | 0.4% | -13.0% |
Days on Market | 54 | 46.0% |
Demographics — Scripps Ranch, San Diego, CA
As of the latest ACS Survey released in 2023, Scripps Ranch, San Diego, CA has a population of 35,800, which has increased by 4.3% over the past 5 years. Scripps Ranch, San Diego, CA is a popular place for families, as children make up 26.3% of the population. The area has a highly educated workforce, with 71.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 35,800 | 4.3% |
% Under 18 | 26.3% | -5.4% |
% Seniors | 16.4% | 39.0% |
% WFH | 23.9% | 198.7% |
% w/ College Degree | 71.4% | 4.7% |
As of the latest ACS Survey released in 2023, Scripps Ranch, San Diego, CA is a predominantly white area, with 50.6% of the population identifying as white. The white population has shrunk by 11.4% in the last 5 years. The second most common race or ethnicity in Scripps Ranch, San Diego, CA is asian, making up 30.3% of the population. Foreign-born residents account for 26.2% of the population in Scripps Ranch, San Diego, CA, and this percentage has increased by 17.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.6% | -11.4% |
% Black | 1.4% | -36.4% |
% Hispanic | 10.9% | 0.0% |
% Asian | 30.3% | 19.8% |
% Foreign Born | 26.2% | 17.0% |
Mortgage and Risk — Scripps Ranch, San Diego, CA
According to HUD data as of 2023, there were 63 mortgage originations in Scripps Ranch, San Diego, CA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Scripps Ranch, San Diego, CA. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 63 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Scripps Ranch, San Diego, CA
As of 2024, the percent of homes in Scripps Ranch, San Diego, CA under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Scripps Ranch, San Diego, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 116 |
Total Units Section 8 | 116 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $600 | $2,620 | $3,220 |
| 2 Bedroom | $790 | $3,200 | $3,990 |
| 3 Bedroom | $1,430 | $3,900 | $5,330 |
| 4 Bedroom | $1,750 | $4,750 | $6,500 |
Affordability — Scripps Ranch, San Diego, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $1,452,000 |
| Median Household Income | $181,000 |