Indio, CA—92201
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Indio, CA
Home Price Trends — Indio, CA
As of Oct '25, the median home price in Indio, CA is $466,000, with a year-over-year change of -2.4%. This indicates that home prices in Indio, CA are decreasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $466,000 | -2.4% |
| Single Family | $479,000 | -2.8% |
| Condos | $261,000 | -6.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $186,000 | -5.6% |
2 Bed | $423,000 | -3.9% |
3 Bed | $448,000 | -2.6% |
4 Bed | $498,000 | -2.2% |
| 5 Bed | $689,000 | -0.6% |
% of Housing Stock
Rental Trends — Indio, CA
As of July '25, Rentcast reports the average rent in Indio, CA is $3,910, with a year-over-year rent change of -2.5%. Per bedroom, the median rent as of July '25 in Indio, CA is studios: $1,250, 1-bedrooms: $1,830, 2-bedrooms: $3,220, 3-bedrooms: $4,100, 4-bedrooms: $4,700. The most common rental property sizes in Indio, CA are 2-bedroom and 1-bedroom, accounting for 32.3% and 28.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,910 |
| Studio Rent | $1,150 | $1,250 |
| 1 Bed Rent | $1,600 | $1,830 |
| 2 Bed Rent | $3,000 | $3,220 |
| 3 Bed Rent | $3,550 | $4,100 |
| 4 Bed Rent | $3,950 | $4,700 |
% of Rental Stock
Property Listings — Indio, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Indio, CA is 66. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $597,000 | -2.0% |
Listing Count | 311 | 26.0% |
| Listings as % of Homes | 0.7% | 26.0% |
Days on Market | 66 | 35.0% |
Demographics — Indio, CA
As of the latest ACS Survey released in 2023, Indio, CA has a population of 66,400, which has increased by 1.6% over the past 5 years. Indio, CA is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 16.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 66,400 | 1.6% |
% Under 18 | 23.4% | -3.7% |
% Seniors | 16.5% | 5.1% |
% WFH | 4.0% | 14.3% |
% w/ College Degree | 16.1% | 43.8% |
As of the latest ACS Survey released in 2023, Indio, CA is a predominantly hispanic area, with 74.1% of the population identifying as hispanic. The hispanic population has grown by 1.1% in the last 5 years. The second most common race or ethnicity in Indio, CA is white, making up 18.8% of the population. Foreign-born residents account for 29.5% of the population in Indio, CA, and this percentage has increased by 7.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 18.8% | -12.1% |
% Black | 3.8% | 22.6% |
% Hispanic | 74.1% | 1.1% |
% Asian | 2.8% | 40.0% |
% Foreign Born | 29.5% | 7.7% |
Mortgage and Risk — Indio, CA
According to HUD data as of 2023, there were 458 mortgage originations in Indio, CA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Indio, CA. Investor activity is low, as 6.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 458 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 6.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Indio, CA
As of 2024, the percent of homes in Indio, CA under the Section 8 program is 9.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Indio, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 879 |
Total Units Section 8 | 879 |
% Rentals under Section 8 | 9.9% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$70 | $1,600 | $1,530 |
| 2 Bedroom | -$1,090 | $3,000 | $1,910 |
| 3 Bedroom | -$1,000 | $3,550 | $2,550 |
| 4 Bedroom | -$850 | $3,950 | $3,100 |
Affordability — Indio, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $466,000 |
| Median Household Income | $66,700 |