Indio, CA—92203
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Indio, CA
Home Price Trends — Indio, CA
As of Oct '25, the median home price in Indio, CA is $561,000, with a year-over-year change of -2.4%. This indicates that home prices in Indio, CA are decreasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $561,000 | -2.4% |
| Single Family | $567,000 | -2.7% |
| Condos | $320,000 | -5.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $208,000 | -7.1% |
2 Bed | $466,000 | -4.7% |
3 Bed | $563,000 | -3.9% |
4 Bed | $598,000 | -1.8% |
| 5 Bed | $631,000 | -1.7% |
% of Housing Stock
Rental Trends — Indio, CA
As of July '25, Rentcast reports the average rent in Indio, CA is $3,750, with a year-over-year rent change of -5.8%. Per bedroom, the median rent as of July '25 in Indio, CA is studios: $2,500, 1-bedrooms: $1,610, 2-bedrooms: $3,100, 3-bedrooms: $4,390, 4-bedrooms: $4,310. The most common rental property sizes in Indio, CA are 2-bedroom and 3-bedroom, accounting for 44.3% and 18.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,750 |
| Studio Rent | $2,500 | $2,500 |
| 1 Bed Rent | $1,600 | $1,610 |
| 2 Bed Rent | $2,700 | $3,100 |
| 3 Bed Rent | $3,800 | $4,390 |
| 4 Bed Rent | $3,790 | $4,310 |
% of Rental Stock
Property Listings — Indio, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Indio, CA is 62. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $615,000 | 0.0% |
Listing Count | 278 | 17.0% |
| Listings as % of Homes | 1.3% | 17.0% |
Days on Market | 62 | 16.0% |
Demographics — Indio, CA
As of the latest ACS Survey released in 2023, Indio, CA has a population of 33,400, which has increased by 8.6% over the past 5 years. Indio, CA is a moderately popular place for families, as children make up 24.7% of the population. The area has a moderately educated workforce, with 34.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,400 | 8.6% |
% Under 18 | 24.7% | 14.9% |
% Seniors | 24.0% | 4.3% |
% WFH | 9.5% | 82.7% |
% w/ College Degree | 34.0% | 30.3% |
As of the latest ACS Survey released in 2023, Indio, CA is a predominantly hispanic area, with 51.1% of the population identifying as hispanic. The hispanic population has grown by 19.1% in the last 5 years. The second most common race or ethnicity in Indio, CA is white, making up 41.3% of the population. Foreign-born residents account for 14.2% of the population in Indio, CA, and this percentage has decreased by 15.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 41.3% | -15.4% |
% Black | 2.1% | 16.7% |
% Hispanic | 51.1% | 19.1% |
% Asian | 2.9% | -25.6% |
% Foreign Born | 14.2% | -15.5% |
Mortgage and Risk — Indio, CA
According to HUD data as of 2023, there were 526 mortgage originations in Indio, CA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Indio, CA. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 526 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 1.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Indio, CA
As of 2024, the percent of homes in Indio, CA under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Indio, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 39 |
Total Units Section 8 | 39 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $450 | $1,600 | $2,050 |
| 2 Bedroom | -$150 | $2,700 | $2,550 |
| 3 Bedroom | -$400 | $3,800 | $3,400 |
| 4 Bedroom | $350 | $3,790 | $4,140 |
Affordability — Indio, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $561,000 |
| Median Household Income | $98,000 |