Palm Springs, CA92262

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$641,000
6.5% YoY Growth
Median Household Income
$70,500
43.2% 5-Year Growth
Days on Market
51
11.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$2,900
7.9% YoY Growth
1-Bed Rent
$1,600
12.9% YoY Growth
2-Bed Rent
$2,500
5.2% YoY Growth
3-Bed Rent
$4,000
2.1% YoY Growth

Other Zip Codes in Palm Springs, CA

Property Listings — Palm Springs, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Palm Springs, CA is 51. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$734,000-5.0%
Listing Count
48514.0%
Listings as % of Homes1.6%14.0%
Days on Market
5111.0%
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Demographics — Palm Springs, CA

As of the latest ACS Survey released in 2023, Palm Springs, CA has a population of 26,100, which has decreased by -8.6% over the past 5 years. Palm Springs, CA is a less popular place for families, as children make up 12.2% of the population. The area has a moderately educated workforce, with 41.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,100-8.6%
% Under 18
12.2%-21.3%
% Seniors
29.2%14.1%
% WFH
23.2%66.9%
% w/ College Degree
41.7%17.8%
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As of the latest ACS Survey released in 2023, Palm Springs, CA is a predominantly white area, with 57.6% of the population identifying as white. The white population has grown by 8.1% in the last 5 years. The second most common race or ethnicity in Palm Springs, CA is hispanic, making up 27.4% of the population. Foreign-born residents account for 17.4% of the population in Palm Springs, CA, and this percentage has decreased by 23.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
57.6%8.1%
% Black
9.6%88.2%
% Hispanic
27.4%-19.9%
% Asian
3.2%-27.3%
% Foreign Born
17.4%-23.0%
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Mortgage and Risk — Palm Springs, CA

According to HUD data as of 2023, there were 727 mortgage originations in Palm Springs, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Palm Springs, CA. Investor activity is low, as 8.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
727
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
8.0%
% Second Loans
24.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Palm Springs, CA

As of 2024, the percent of homes in Palm Springs, CA under the Section 8 program is 10.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Palm Springs, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
635
Total Units Section 8
540
% Rentals under Section 8
10.3%
% Occupied Section 8
90.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$180$1,600$1,780
2 Bedroom-$280$2,500$2,220
3 Bedroom-$1,040$4,000$2,960
4 Bedroom-$1,890$5,500$3,610

Affordability — Palm Springs, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio10.1
Median Home Price$641,000
Median Household Income$70,500

Palm Springs, CA — ZIP Code Boundary Map

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Frequently Asked Questions