Palm Springs, CA92264

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$591,000
4.1% YoY Growth
Median Household Income
$75,200
48.1% 5-Year Growth
Days on Market
41
7.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$2,500
1.3% YoY Growth
1-Bed Rent
$1,800
5.2% YoY Growth
2-Bed Rent
$2,600
7.4% YoY Growth
3-Bed Rent
$4,220
4.7% YoY Growth

Other Zip Codes in Palm Springs, CA

Property Listings — Palm Springs, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Palm Springs, CA is 41. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$656,000-2.0%
Listing Count
33113.0%
Listings as % of Homes1.1%13.0%
Days on Market
417.0%
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Demographics — Palm Springs, CA

As of the latest ACS Survey released in 2023, Palm Springs, CA has a population of 20,200, which has increased by 1.9% over the past 5 years. Palm Springs, CA is a less popular place for families, as children make up 5.5% of the population. The area has a highly educated workforce, with 48.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
20,2001.9%
% Under 18
5.5%-33.7%
% Seniors
38.4%0.0%
% WFH
25.8%67.5%
% w/ College Degree
48.1%22.4%
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As of the latest ACS Survey released in 2023, Palm Springs, CA is a predominantly white area, with 68.1% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Palm Springs, CA is hispanic, making up 20.3% of the population. Foreign-born residents account for 15.8% of the population in Palm Springs, CA, and this percentage has decreased by 16.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.1%-3.7%
% Black
2.2%46.7%
% Hispanic
20.3%2.5%
% Asian
6.0%11.1%
% Foreign Born
15.8%-16.8%
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Mortgage and Risk — Palm Springs, CA

According to HUD data as of 2023, there were 431 mortgage originations in Palm Springs, CA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Palm Springs, CA. Investor activity is low, as 6.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
431
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
6.0%
% Second Loans
28.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Palm Springs, CA

As of 2024, the percent of homes in Palm Springs, CA under the Section 8 program is 3.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Palm Springs, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
122
Total Units Section 8
120
% Rentals under Section 8
3.5%
% Occupied Section 8
91.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$140$1,800$1,940
2 Bedroom-$190$2,600$2,410
3 Bedroom-$1,000$4,220$3,220
4 Bedroom-$590$4,500$3,910

Affordability — Palm Springs, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.4
Median Home Price$591,000
Median Household Income$75,200

Palm Springs, CA — ZIP Code Boundary Map

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Frequently Asked Questions