Sugarloaf—92386
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sugarloaf
As of Oct '25, the median home price in Sugarloaf is $307,000, with a year-over-year change of -9.1%. This indicates that home prices in Sugarloaf are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $307,000 | -9.1% |
| Single Family | $307,000 | -9.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $227,000 | -12.7% |
2 Bed | $298,000 | -10.2% |
3 Bed | $384,000 | -8.4% |
4 Bed | $436,000 | -7.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sugarloaf
As of July '25, Rentcast reports the average rent in Sugarloaf is $1,800, with a year-over-year rent change of -3.7%. Per bedroom, the median rent as of July '25 in Sugarloaf is 1-bedrooms: $1,500, 2-bedrooms: $1,730, 3-bedrooms: $2,010. The most common rental property sizes in Sugarloaf are 2-bedroom and 3-bedroom, accounting for 54.7% and 21.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,500 | $1,500 |
| 2 Bed Rent | $1,800 | $1,730 |
| 3 Bed Rent | $2,000 | $2,010 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sugarloaf
As of Oct '25, Realtor.com reports that the median days on market for a home in Sugarloaf is 99. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $369,000 | -3.0% |
Listing Count | 99 | -3.0% |
| Listings as % of Homes | 1.5% | -3.0% |
Days on Market | 99 | 28.0% |
Demographics — Sugarloaf
As of the latest ACS Survey released in 2023, Sugarloaf has a population of 2,040, which has decreased by -4.8% over the past 5 years. Sugarloaf is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 42.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,040 | -4.8% |
% Under 18 | 20.3% | 0.5% |
% Seniors | 24.8% | 31.2% |
% WFH | 6.5% | -26.1% |
% w/ College Degree | 42.6% | 202.1% |
As of the latest ACS Survey released in 2023, Sugarloaf is a predominantly white area, with 78.2% of the population identifying as white. The white population has grown by 9.1% in the last 5 years. The second most common race or ethnicity in Sugarloaf is hispanic, making up 11.2% of the population. Foreign-born residents account for 4.8% of the population in Sugarloaf, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.2% | 9.1% |
% Black | 5.7% | ∞% |
% Hispanic | 11.2% | -57.7% |
% Asian | 3.2% | 700.0% |
% Foreign Born | 4.8% | 50.0% |
Mortgage and Risk — Sugarloaf
According to HUD data as of 2023, there were 82 mortgage originations in Sugarloaf, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Sugarloaf. Investor activity is low, as 7.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 82 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 7.0% |
% Second Loans | 33.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Sugarloaf
Sugarloaf lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $400 | $1,500 | $1,900 |
| 2 Bedroom | $560 | $1,800 | $2,360 |
| 3 Bedroom | $1,150 | $2,000 | $3,150 |
| 4 Bedroom | N/A | N/A | $3,830 |
Affordability — Sugarloaf
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.4 |
| Median Home Price | $307,000 |
| Median Household Income | $46,500 |