Winchester, CA92596

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$658,000
1.9% YoY Growth
Median Household Income
$121,000
19.3% 5-Year Growth
Days on Market
53
35.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$3,200
2.3% YoY Growth
1-Bed Rent
$1,700
1.9% YoY Growth
2-Bed Rent
$2,100
1.4% YoY Growth
3-Bed Rent
$2,950
1.7% YoY Growth

Property Listings — Winchester, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Winchester, CA is 53. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$646,000-4.0%
Listing Count
23037.0%
Listings as % of Homes1.5%37.0%
Days on Market
5335.0%
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Demographics — Winchester, CA

As of the latest ACS Survey released in 2023, Winchester, CA has a population of 36,700, which has increased by 20.1% over the past 5 years. Winchester, CA is a popular place for families, as children make up 31.1% of the population. The area has a moderately educated workforce, with 31.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
36,70020.1%
% Under 18
31.1%-8.5%
% Seniors
10.5%23.5%
% WFH
16.1%215.7%
% w/ College Degree
31.0%11.5%
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As of the latest ACS Survey released in 2023, Winchester, CA is a predominantly white area, with 38.3% of the population identifying as white. The white population has shrunk by 15.8% in the last 5 years. The second most common race or ethnicity in Winchester, CA is hispanic, making up 33.7% of the population. Foreign-born residents account for 14.2% of the population in Winchester, CA, and this percentage has decreased by 11.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
38.3%-15.8%
% Black
6.8%1.5%
% Hispanic
33.7%5.6%
% Asian
11.5%6.5%
% Foreign Born
14.2%-11.8%
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Mortgage and Risk — Winchester, CA

According to HUD data as of 2023, there were 294 mortgage originations in Winchester, CA, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Winchester, CA. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
294
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Winchester, CA

As of 2024, the percent of homes in Winchester, CA under the Section 8 program is 0.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Winchester, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
11
Total Units Section 8
11
% Rentals under Section 8
0.7%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$1,040$1,700$2,740
2 Bedroom$1,310$2,100$3,410
3 Bedroom$1,600$2,950$4,550
4 Bedroom$2,240$3,300$5,540

Affordability — Winchester, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.3
Median Home Price$658,000
Median Household Income$121,000

Winchester, CA — ZIP Code Boundary Map

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Frequently Asked Questions