Ventura, CA—93003
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ventura, CA
As of Oct '25, the median home price in Ventura, CA is $886,000, with a year-over-year change of -2.2%. This indicates that home prices in Ventura, CA are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $886,000 | -2.2% |
| Single Family | $935,000 | -2.1% |
| Condos | $517,000 | -3.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $566,000 | -3.2% |
3 Bed | $876,000 | -2.0% |
4 Bed | $1,010,000 | -2.0% |
| 5 Bed | $1,209,000 | -1.5% |
% of Housing Stock
Rental Trends — Ventura, CA
As of July '25, Rentcast reports the average rent in Ventura, CA is $3,120, with a year-over-year rent change of 3.7%. Per bedroom, the median rent as of July '25 in Ventura, CA is studios: $2,030, 1-bedrooms: $2,250, 2-bedrooms: $2,780, 3-bedrooms: $3,820, 4-bedrooms: $5,390. The most common rental property sizes in Ventura, CA are 2-bedroom and 1-bedroom, accounting for 51.1% and 22.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $3,120 |
| Studio Rent | $1,800 | $2,030 |
| 1 Bed Rent | $2,300 | $2,250 |
| 2 Bed Rent | $2,700 | $2,780 |
| 3 Bed Rent | $3,600 | $3,820 |
| 4 Bed Rent | $4,700 | $5,390 |
% of Rental Stock
Property Listings — Ventura, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ventura, CA is 50. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $856,000 | 11.0% |
Listing Count | 118 | 32.0% |
| Listings as % of Homes | 0.2% | 32.0% |
Days on Market | 50 | 22.0% |
Demographics — Ventura, CA
As of the latest ACS Survey released in 2023, Ventura, CA has a population of 52,500, which has remained stable by 0.5% over the past 5 years. Ventura, CA is a moderately popular place for families, as children make up 21.1% of the population. The area has a moderately educated workforce, with 41.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 52,500 | 0.5% |
% Under 18 | 21.1% | -5.8% |
% Seniors | 18.2% | 6.4% |
% WFH | 12.5% | 98.4% |
% w/ College Degree | 41.0% | 13.3% |
As of the latest ACS Survey released in 2023, Ventura, CA is a predominantly white area, with 57.0% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Ventura, CA is hispanic, making up 33.0% of the population. Foreign-born residents account for 12.4% of the population in Ventura, CA, and this percentage has decreased by 5.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.0% | 0.0% |
% Black | 1.6% | -11.1% |
% Hispanic | 33.0% | -1.8% |
% Asian | 4.3% | -4.4% |
% Foreign Born | 12.4% | -5.3% |
Mortgage and Risk — Ventura, CA
According to HUD data as of 2023, there were 514 mortgage originations in Ventura, CA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Ventura, CA. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 514 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Ventura, CA
As of 2024, the percent of homes in Ventura, CA under the Section 8 program is 7.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ventura, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 651 |
Total Units Section 8 | 622 |
% Rentals under Section 8 | 7.6% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$240 | $2,300 | $2,060 |
| 2 Bedroom | -$240 | $2,700 | $2,460 |
| 3 Bedroom | -$240 | $3,600 | $3,360 |
| 4 Bedroom | -$790 | $4,700 | $3,910 |
Affordability — Ventura, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.2 |
| Median Home Price | $886,000 |
| Median Household Income | $100,000 |