Ventura, CA—93004
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ventura, CA
As of Oct '25, the median home price in Ventura, CA is $860,000, with a year-over-year change of -2.5%. This indicates that home prices in Ventura, CA are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $860,000 | -2.5% |
| Single Family | $869,000 | -2.4% |
| Condos | $632,000 | -2.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $658,000 | -3.8% |
3 Bed | $825,000 | -2.9% |
4 Bed | $899,000 | -2.4% |
| 5 Bed | $973,000 | -2.9% |
% of Housing Stock
Rental Trends — Ventura, CA
As of July '25, Rentcast reports the average rent in Ventura, CA is $3,180, with a year-over-year rent change of 3.6%. Per bedroom, the median rent as of July '25 in Ventura, CA is studios: $1,940, 1-bedrooms: $2,300, 2-bedrooms: $2,830, 3-bedrooms: $3,810, 4-bedrooms: $4,560. The most common rental property sizes in Ventura, CA are 2-bedroom and 1-bedroom, accounting for 27.6% and 26.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $3,180 |
| Studio Rent | $1,940 | $1,940 |
| 1 Bed Rent | $2,420 | $2,300 |
| 2 Bed Rent | $2,800 | $2,830 |
| 3 Bed Rent | $3,800 | $3,810 |
| 4 Bed Rent | $4,500 | $4,560 |
% of Rental Stock
Property Listings — Ventura, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ventura, CA is 60. This is a increase of 48.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $930,000 | 4.0% |
Listing Count | 50 | 12.0% |
| Listings as % of Homes | 0.3% | 12.0% |
Days on Market | 60 | 48.0% |
Demographics — Ventura, CA
As of the latest ACS Survey released in 2023, Ventura, CA has a population of 31,300, which has increased by 2.7% over the past 5 years. Ventura, CA is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 41.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 31,300 | 2.7% |
% Under 18 | 20.6% | -8.0% |
% Seniors | 18.9% | 16.0% |
% WFH | 15.4% | 170.2% |
% w/ College Degree | 41.2% | 26.8% |
As of the latest ACS Survey released in 2023, Ventura, CA is a predominantly white area, with 47.7% of the population identifying as white. The white population has shrunk by 12.8% in the last 5 years. The second most common race or ethnicity in Ventura, CA is hispanic, making up 40.5% of the population. Foreign-born residents account for 10.9% of the population in Ventura, CA, and this percentage has decreased by 18.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 47.7% | -12.8% |
% Black | 2.4% | -11.1% |
% Hispanic | 40.5% | 12.2% |
% Asian | 4.8% | 2.1% |
% Foreign Born | 10.9% | -18.7% |
Mortgage and Risk — Ventura, CA
According to HUD data as of 2023, there were 401 mortgage originations in Ventura, CA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Ventura, CA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 401 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Ventura, CA
As of 2024, the percent of homes in Ventura, CA under the Section 8 program is 12.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ventura, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 553 |
Total Units Section 8 | 469 |
% Rentals under Section 8 | 12.7% |
% Occupied Section 8 | 81.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$190 | $2,420 | $2,230 |
| 2 Bedroom | -$130 | $2,800 | $2,670 |
| 3 Bedroom | -$160 | $3,800 | $3,640 |
| 4 Bedroom | -$260 | $4,500 | $4,240 |
Affordability — Ventura, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $860,000 |
| Median Household Income | $114,000 |