Oxnard, CA—93030
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oxnard, CA
As of Oct '25, the median home price in Oxnard, CA is $768,000, with a year-over-year change of -1.7%. This indicates that home prices in Oxnard, CA are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $768,000 | -1.7% |
| Single Family | $785,000 | -1.9% |
| Condos | $613,000 | -1.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $372,000 | -4.9% |
2 Bed | $586,000 | -0.8% |
3 Bed | $720,000 | -1.9% |
4 Bed | $848,000 | -1.9% |
| 5 Bed | $934,000 | -1.7% |
% of Housing Stock
Rental Trends — Oxnard, CA
As of July '25, Rentcast reports the average rent in Oxnard, CA is $2,680, with a year-over-year rent change of -2.5%. Per bedroom, the median rent as of July '25 in Oxnard, CA is studios: $1,510, 1-bedrooms: $1,830, 2-bedrooms: $2,670, 3-bedrooms: $3,550, 4-bedrooms: $4,340. The most common rental property sizes in Oxnard, CA are 2-bedroom and 3-bedroom, accounting for 37.2% and 26.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,680 |
| Studio Rent | $1,450 | $1,510 |
| 1 Bed Rent | $1,900 | $1,830 |
| 2 Bed Rent | $2,700 | $2,670 |
| 3 Bed Rent | $3,500 | $3,550 |
| 4 Bed Rent | $4,350 | $4,340 |
% of Rental Stock
Property Listings — Oxnard, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Oxnard, CA is 52. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $821,000 | 5.0% |
Listing Count | 51 | 35.0% |
| Listings as % of Homes | 0.2% | 35.0% |
Days on Market | 52 | -1.0% |
Demographics — Oxnard, CA
As of the latest ACS Survey released in 2023, Oxnard, CA has a population of 58,600, which has decreased by -2.0% over the past 5 years. Oxnard, CA is a popular place for families, as children make up 26.2% of the population. The area has a poorly educated workforce, with 18.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 58,600 | -2.0% |
% Under 18 | 26.2% | -3.7% |
% Seniors | 10.5% | 11.7% |
% WFH | 7.0% | 218.2% |
% w/ College Degree | 18.6% | 15.5% |
As of the latest ACS Survey released in 2023, Oxnard, CA is a predominantly hispanic area, with 79.2% of the population identifying as hispanic. The hispanic population has grown by 4.3% in the last 5 years. The second most common race or ethnicity in Oxnard, CA is white, making up 10.0% of the population. Foreign-born residents account for 34.1% of the population in Oxnard, CA, and this percentage has decreased by 7.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 10.0% | -13.8% |
% Black | 1.9% | -24.0% |
% Hispanic | 79.2% | 4.3% |
% Asian | 6.4% | -16.9% |
% Foreign Born | 34.1% | -7.1% |
Mortgage and Risk — Oxnard, CA
According to HUD data as of 2023, there were 331 mortgage originations in Oxnard, CA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Oxnard, CA. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 331 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Oxnard, CA
As of 2024, the percent of homes in Oxnard, CA under the Section 8 program is 12.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Oxnard, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 1,434 |
Total Units Section 8 | 1,047 |
% Rentals under Section 8 | 12.6% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $1,900 | $1,840 |
| 2 Bedroom | -$500 | $2,700 | $2,200 |
| 3 Bedroom | -$500 | $3,500 | $3,000 |
| 4 Bedroom | -$860 | $4,350 | $3,490 |
Affordability — Oxnard, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.9 |
| Median Home Price | $768,000 |
| Median Household Income | $90,100 |