Oxnard, CA—93033
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oxnard, CA
As of Oct '25, the median home price in Oxnard, CA is $695,000, with a year-over-year change of -0.7%. This indicates that home prices in Oxnard, CA are flat. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $695,000 | -0.7% |
| Single Family | $702,000 | -0.8% |
| Condos | $446,000 | -1.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $476,000 | -1.9% |
3 Bed | $683,000 | -0.9% |
4 Bed | $723,000 | -0.8% |
| 5 Bed | $790,000 | 0.1% |
% of Housing Stock
Rental Trends — Oxnard, CA
As of July '25, Rentcast reports the average rent in Oxnard, CA is $2,660, with a year-over-year rent change of 1.1%. Per bedroom, the median rent as of July '25 in Oxnard, CA is studios: $1,610, 1-bedrooms: $1,920, 2-bedrooms: $2,670, 3-bedrooms: $3,230, 4-bedrooms: $3,950. The most common rental property sizes in Oxnard, CA are 2-bedroom and 3-bedroom, accounting for 38.0% and 24.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,700 | $2,660 |
| Studio Rent | $1,550 | $1,610 |
| 1 Bed Rent | $1,950 | $1,920 |
| 2 Bed Rent | $2,650 | $2,670 |
| 3 Bed Rent | $3,150 | $3,230 |
| 4 Bed Rent | $3,800 | $3,950 |
% of Rental Stock
Property Listings — Oxnard, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Oxnard, CA is 31. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $681,000 | -4.0% |
Listing Count | 39 | -11.0% |
| Listings as % of Homes | 0.2% | -11.0% |
Days on Market | 31 | 2.0% |
Demographics — Oxnard, CA
As of the latest ACS Survey released in 2023, Oxnard, CA has a population of 80,500, which has decreased by -3.9% over the past 5 years. Oxnard, CA is a popular place for families, as children make up 29.4% of the population. The area has a poorly educated workforce, with 11.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 80,500 | -3.9% |
% Under 18 | 29.4% | -1.3% |
% Seniors | 10.5% | 26.5% |
% WFH | 3.4% | 54.5% |
% w/ College Degree | 11.3% | 14.1% |
As of the latest ACS Survey released in 2023, Oxnard, CA is a predominantly hispanic area, with 86.5% of the population identifying as hispanic. The hispanic population has grown by 3.2% in the last 5 years. The second most common race or ethnicity in Oxnard, CA is asian, making up 6.6% of the population. Foreign-born residents account for 40.7% of the population in Oxnard, CA, and this percentage has decreased by 6.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 5.3% | -13.1% |
% Black | 1.1% | -56.0% |
% Hispanic | 86.5% | 3.2% |
% Asian | 6.6% | -4.3% |
% Foreign Born | 40.7% | -6.4% |
Mortgage and Risk — Oxnard, CA
According to HUD data as of 2023, there were 346 mortgage originations in Oxnard, CA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Oxnard, CA. Investor activity is low, as 2.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 346 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Oxnard, CA
As of 2024, the percent of homes in Oxnard, CA under the Section 8 program is 7.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Oxnard, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 695 |
Total Units Section 8 | 535 |
% Rentals under Section 8 | 7.7% |
% Occupied Section 8 | 87.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$140 | $1,950 | $1,810 |
| 2 Bedroom | -$470 | $2,650 | $2,180 |
| 3 Bedroom | -$170 | $3,150 | $2,980 |
| 4 Bedroom | -$310 | $3,800 | $3,490 |
Affordability — Oxnard, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.3 |
| Median Home Price | $695,000 |
| Median Household Income | $85,800 |