Oxnard, CA—93035
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oxnard, CA
As of Oct '25, the median home price in Oxnard, CA is $897,000, with a year-over-year change of -3.8%. This indicates that home prices in Oxnard, CA are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $897,000 | -3.8% |
| Single Family | $957,000 | -3.8% |
| Condos | $768,000 | -5.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $547,000 | -5.7% |
2 Bed | $837,000 | -6.0% |
3 Bed | $941,000 | -4.3% |
4 Bed | $910,000 | -3.3% |
| 5 Bed | $1,279,000 | -3.1% |
% of Housing Stock
Rental Trends — Oxnard, CA
As of July '25, Rentcast reports the average rent in Oxnard, CA is $4,110, with a year-over-year rent change of -2.6%. Per bedroom, the median rent as of July '25 in Oxnard, CA is studios: $2,100, 1-bedrooms: $2,270, 2-bedrooms: $3,590, 3-bedrooms: $4,640, 4-bedrooms: $6,530. The most common rental property sizes in Oxnard, CA are 2-bedroom and 3-bedroom, accounting for 36.3% and 25.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,650 | $4,110 |
| Studio Rent | $2,180 | $2,100 |
| 1 Bed Rent | $2,400 | $2,270 |
| 2 Bed Rent | $3,400 | $3,590 |
| 3 Bed Rent | $4,200 | $4,640 |
| 4 Bed Rent | $6,000 | $6,530 |
% of Rental Stock
Property Listings — Oxnard, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Oxnard, CA is 77. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,420,000 | -1.0% |
Listing Count | 133 | 43.0% |
| Listings as % of Homes | 0.5% | 43.0% |
Days on Market | 77 | 15.0% |
Demographics — Oxnard, CA
As of the latest ACS Survey released in 2023, Oxnard, CA has a population of 26,500, which has decreased by -10.0% over the past 5 years. Oxnard, CA is a moderately popular place for families, as children make up 19.8% of the population. The area has a moderately educated workforce, with 35.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,500 | -10.0% |
% Under 18 | 19.8% | -2.0% |
% Seniors | 19.3% | 19.1% |
% WFH | 13.2% | 112.9% |
% w/ College Degree | 35.8% | 14.7% |
As of the latest ACS Survey released in 2023, Oxnard, CA is a predominantly hispanic area, with 50.9% of the population identifying as hispanic. The hispanic population has grown by 19.8% in the last 5 years. The second most common race or ethnicity in Oxnard, CA is white, making up 37.3% of the population. Foreign-born residents account for 22.3% of the population in Oxnard, CA, and this percentage has increased by 40.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 37.3% | -20.5% |
% Black | 1.0% | -64.3% |
% Hispanic | 50.9% | 19.8% |
% Asian | 5.6% | 12.0% |
% Foreign Born | 22.3% | 40.3% |
Mortgage and Risk — Oxnard, CA
According to HUD data as of 2023, there were 322 mortgage originations in Oxnard, CA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Oxnard, CA. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 322 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 3.0% |
% Second Loans | 15.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Oxnard, CA
As of 2024, the percent of homes in Oxnard, CA under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Oxnard, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 69 |
Total Units Section 8 | 69 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$160 | $2,400 | $2,240 |
| 2 Bedroom | -$720 | $3,400 | $2,680 |
| 3 Bedroom | -$540 | $4,200 | $3,660 |
| 4 Bedroom | -$1,740 | $6,000 | $4,260 |
Affordability — Oxnard, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.7 |
| Median Home Price | $897,000 |
| Median Household Income | $102,000 |