Oxnard, CA—93036
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oxnard, CA
As of Oct '25, the median home price in Oxnard, CA is $780,000, with a year-over-year change of -1.4%. This indicates that home prices in Oxnard, CA are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $780,000 | -1.4% |
| Single Family | $812,000 | -1.5% |
| Condos | $603,000 | -0.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $394,000 | -4.8% |
2 Bed | $579,000 | -2.0% |
3 Bed | $748,000 | -1.2% |
4 Bed | $842,000 | -1.6% |
| 5 Bed | $1,022,000 | -1.1% |
% of Housing Stock
Rental Trends — Oxnard, CA
As of July '25, Rentcast reports the average rent in Oxnard, CA is $3,440, with a year-over-year rent change of 4.9%. Per bedroom, the median rent as of July '25 in Oxnard, CA is studios: $2,130, 1-bedrooms: $2,250, 2-bedrooms: $3,010, 3-bedrooms: $4,040, 4-bedrooms: $4,870. The most common rental property sizes in Oxnard, CA are 2-bedroom and 1-bedroom, accounting for 35.9% and 26.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,600 | $3,440 |
| Studio Rent | $2,040 | $2,130 |
| 1 Bed Rent | $2,130 | $2,250 |
| 2 Bed Rent | $2,900 | $3,010 |
| 3 Bed Rent | $4,000 | $4,040 |
| 4 Bed Rent | $4,500 | $4,870 |
% of Rental Stock
Property Listings — Oxnard, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Oxnard, CA is 53. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $778,000 | -1.0% |
Listing Count | 54 | 58.0% |
| Listings as % of Homes | 0.2% | 58.0% |
Days on Market | 53 | 31.0% |
Demographics — Oxnard, CA
As of the latest ACS Survey released in 2023, Oxnard, CA has a population of 47,900, which has remained stable by 1.0% over the past 5 years. Oxnard, CA is a moderately popular place for families, as children make up 24.7% of the population. The area has a poorly educated workforce, with 23.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 47,900 | 1.0% |
% Under 18 | 24.7% | -11.8% |
% Seniors | 11.0% | 23.6% |
% WFH | 7.7% | 126.5% |
% w/ College Degree | 23.7% | 12.3% |
As of the latest ACS Survey released in 2023, Oxnard, CA is a predominantly hispanic area, with 71.4% of the population identifying as hispanic. The hispanic population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Oxnard, CA is white, making up 17.0% of the population. Foreign-born residents account for 26.7% of the population in Oxnard, CA, and this percentage has decreased by 8.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 17.0% | -5.6% |
% Black | 3.2% | 52.4% |
% Hispanic | 71.4% | 0.8% |
% Asian | 6.1% | -7.6% |
% Foreign Born | 26.7% | -8.6% |
Mortgage and Risk — Oxnard, CA
According to HUD data as of 2023, there were 339 mortgage originations in Oxnard, CA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Oxnard, CA. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 339 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Oxnard, CA
As of 2024, the percent of homes in Oxnard, CA under the Section 8 program is 6.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Oxnard, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 496 |
Total Units Section 8 | 457 |
% Rentals under Section 8 | 6.6% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$100 | $2,130 | $2,030 |
| 2 Bedroom | -$470 | $2,900 | $2,430 |
| 3 Bedroom | -$680 | $4,000 | $3,320 |
| 4 Bedroom | -$640 | $4,500 | $3,860 |
Affordability — Oxnard, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.2 |
| Median Home Price | $780,000 |
| Median Household Income | $100,000 |