Cambria, CA—93428
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cambria, CA
As of Oct '25, the median home price in Cambria, CA is $978,000, with a year-over-year change of -2.4%. This indicates that home prices in Cambria, CA are decreasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $978,000 | -2.4% |
| Single Family | $982,000 | -2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $630,000 | -2.6% |
2 Bed | $797,000 | -3.0% |
3 Bed | $1,095,000 | -1.3% |
4 Bed | $1,365,000 | -0.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cambria, CA
As of July '25, Rentcast reports the average rent in Cambria, CA is $5,070, with a year-over-year rent change of 22.8%. Per bedroom, the median rent as of July '25 in Cambria, CA is 2-bedrooms: $3,100, 3-bedrooms: $6,050. The most common rental property sizes in Cambria, CA are 2-bedroom and 3-bedroom, accounting for 45.9% and 27.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,600 | $5,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $3,100 | $3,100 |
| 3 Bed Rent | $3,600 | $6,050 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cambria, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cambria, CA is 86. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,300,000 | 9.0% |
Listing Count | 47 | 0.0% |
| Listings as % of Homes | 0.5% | 0.0% |
Days on Market | 86 | 20.0% |
Demographics — Cambria, CA
As of the latest ACS Survey released in 2023, Cambria, CA has a population of 6,270, which has increased by 4.8% over the past 5 years. Cambria, CA is a moderately popular place for families, as children make up 15.1% of the population. The area has a moderately educated workforce, with 43.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,270 | 4.8% |
% Under 18 | 15.1% | 55.7% |
% Seniors | 43.7% | 6.6% |
% WFH | 21.9% | 64.7% |
% w/ College Degree | 43.8% | -0.5% |
As of the latest ACS Survey released in 2023, Cambria, CA is a predominantly white area, with 65.3% of the population identifying as white. The white population has shrunk by 16.3% in the last 5 years. The second most common race or ethnicity in Cambria, CA is hispanic, making up 28.9% of the population. Foreign-born residents account for 16.2% of the population in Cambria, CA, and this percentage has increased by 57.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.3% | -16.3% |
% Black | 0.2% | -50.0% |
% Hispanic | 28.9% | 57.9% |
% Asian | 1.1% | -64.5% |
% Foreign Born | 16.2% | 57.3% |
Mortgage and Risk — Cambria, CA
According to HUD data as of 2023, there were 95 mortgage originations in Cambria, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Cambria, CA. Investor activity is low, as 4.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 95 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 4.0% |
% Second Loans | 18.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Cambria, CA
Cambria, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 2.1% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,760 |
| 2 Bedroom | -$790 | $3,100 | $2,310 |
| 3 Bedroom | -$520 | $3,600 | $3,080 |
| 4 Bedroom | N/A | N/A | $3,490 |
Affordability — Cambria, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 10.9 |
| Median Home Price | $978,000 |
| Median Household Income | $89,200 |