Santa Ynez, CA—93460
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Santa Ynez, CA
As of Oct '25, the median home price in Santa Ynez, CA is $1,788,000, with a year-over-year change of -3.3%. This indicates that home prices in Santa Ynez, CA are decreasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,788,000 | -3.3% |
| Single Family | $1,788,000 | -3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $1,560,000 | -2.4% |
3 Bed | $1,429,000 | -1.0% |
4 Bed | $1,982,000 | -1.2% |
| 5 Bed | $3,937,000 | 1.0% |
% of Housing Stock
Rental Trends — Santa Ynez, CA
As of July '25, Rentcast reports the average rent in Santa Ynez, CA is $6,280, with a year-over-year rent change of 30.6%. Per bedroom, the median rent as of July '25 in Santa Ynez, CA is 2-bedrooms: $2,380, 3-bedrooms: $6,000, 4-bedrooms: $8,500. The most common rental property sizes in Santa Ynez, CA are 3-bedroom and 1-bedroom, accounting for 47.6% and 18.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $6,200 | $6,280 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,380 | $2,380 |
| 3 Bed Rent | $5,800 | $6,000 |
| 4 Bed Rent | $7,000 | $8,500 |
% of Rental Stock
Property Listings — Santa Ynez, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Santa Ynez, CA is 134. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $3,650,000 | -17.0% |
Listing Count | 49 | 21.0% |
| Listings as % of Homes | 0.8% | 21.0% |
Days on Market | 134 | -9.0% |
Demographics — Santa Ynez, CA
As of the latest ACS Survey released in 2023, Santa Ynez, CA has a population of 6,420, which has increased by 30.4% over the past 5 years. Santa Ynez, CA is a moderately popular place for families, as children make up 18.1% of the population. The area has a moderately educated workforce, with 37.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,420 | 30.4% |
% Under 18 | 18.1% | 1.1% |
% Seniors | 19.2% | -14.7% |
% WFH | 20.8% | 98.1% |
% w/ College Degree | 37.5% | 5.6% |
As of the latest ACS Survey released in 2023, Santa Ynez, CA is a predominantly white area, with 70.1% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Santa Ynez, CA is hispanic, making up 21.9% of the population. Foreign-born residents account for 15.8% of the population in Santa Ynez, CA, and this percentage has increased by 36.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.1% | -1.1% |
% Black | 1.0% | 900.0% |
% Hispanic | 21.9% | 53.1% |
% Asian | 0.9% | -62.5% |
% Foreign Born | 15.8% | 36.2% |
Mortgage and Risk — Santa Ynez, CA
According to HUD data as of 2023, there were 92 mortgage originations in Santa Ynez, CA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 36.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Santa Ynez, CA. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 92 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 5.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Santa Ynez, CA
Santa Ynez, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 156 |
Total Units Section 8 | 156 |
% Rentals under Section 8 | 20.3% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $3,400 |
| 2 Bedroom | $1,450 | $2,380 | $3,830 |
| 3 Bedroom | -$730 | $5,800 | $5,070 |
| 4 Bedroom | -$1,350 | $7,000 | $5,650 |
Affordability — Santa Ynez, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 13.3 |
| Median Home Price | $1,788,000 |
| Median Household Income | $132,000 |